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Simple Interest USE A 360 DAY YEAR Calculate the simple interest amount and the

ID: 2809072 • Letter: S

Question

Simple Interest USE A 360 DAY YEAR

Calculate the simple interest amount and the future value using the simple interest formula.

                                                                                 365 day year

Principal

Interest Rate

Time

Simple Interest Amount

Future Value

$ 18,000

4.5%

18 months

$ 21,000

5%

1.75 Years

$ 18,000

7.25%

9 months

$ 1,000

8%

93 days

$ 585

9%

193 days

$ 1,200

12%

187 days

1) Leslie Hart borrowed $15,000 to pay for her child’s education. Leslie must repay the loan at the end of 9 months in one payment with 5 ½ % interest. How much interest must Leslie pay? What is the Future Value of this loan? 2) On September 12, Jody Jansen went to Sunshine Bank to borrow $2300 at 9% interest. Jody plans to repay the loan in 137 days. How much interest will Jody owe and what is the future value of this loan? 3) Gordon Rosel went to his bank to find out how long it will take for $1200 to increase in value to $1650 at 8% simple interest. Please round your answer to the nearest tenth. 4) Anne Hopkins borrowed $ 60,000. She must repay the loan at the end of 8 years in one payment with 5 ½ % interest. What will the amount of her payment be? How much of that payment is for interest?   

Principal

Interest Rate

Time

Simple Interest Amount

Future Value

$ 18,000

4.5%

18 months

$ 21,000

5%

1.75 Years

$ 18,000

7.25%

9 months

$ 1,000

8%

93 days

$ 585

9%

193 days

$ 1,200

12%

187 days

Explanation / Answer

Hi, I have used 365 day calculation because somewhere it is mentioned 365 and somehwere 360 so I chose 365 for all

1.
Future value=15000*(1+9/12*5.5%)=15618.75
Interest=15618.75-15000=618.75
2.
Future Value=2300*(1+9%*137/365)=2377.69589
Interest=2377.69589-2300=77.69589
3.
=(1650/1200-1)/8%=4.6875
4.
Amount of payment=60000*(1+8*5.5%)=86400
Interest=86400-60000=26400

$18,000 4.50% 18 $1,215 19215 $21,000 5% 1.75 $1,838 22837.5 $18,000 7.25% 9 $979 18978.75 $1,000 8% 93 $20 1020.38356 $585 9% 193 $28 612.839589 $1,200 12% 187 $74 1273.77534
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