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1. Use the following table to answer parts A and B. The risk-free rate is 4%, th

ID: 2801986 • Letter: 1

Question

1. Use the following table to answer parts A and B. The risk-free rate is 4%, the return on the market index is forecast at 14% with a standard deviation of 9%.

A) Use CAPM to calculate the expected/fair return and the alpha for each stock.

B) Would you recommend either of these stocks to an investor with a well-diversified portfolio? Explain.

2. Assume you buy a $1,000 face value bond with 7 years until maturity, a coupon rate of 5% paid semiannually, and a yield to maturity of 8%.

A) What is the price of this bond?

B) Assume that the yield to maturity falls to 7% after one year, and the investor decides to sell the bond. What would be the holding period return for the investor?

Mercury Inc. Electric Co. Forecast return 20% 13% Standard deviation 18% 6% Beta 2.5 0.8

Explanation / Answer

.A) Risk free rate=Rf=4%

Return of the market index=Rm=14%

Mercury Inc.

Beta=2.5

Expected or fair return of Mercury Inc. Rs=Rf+Beta*(Rm-Rf)=4+2.5*(14-4)=29%

Alpha of Mercury Inc.:

Return of stock=Rs+Alpha

20=29+Alpha

Alpha =20-29=-9%

Electric Co..

Beta=0.8

Expected or fair return of Electric Co. Rs=Rf+Beta*(Rm-Rf)=4+0.8*(14-4)=12%

Alpha of Electric Co.:

Return of stock=Rs+Alpha

13%=12%+Alpha

Alpha =13-12=1%

B).

Mercury Inc

Electric co.

Market Index

Forecast return

20

13

14

Standard deviation(Risk)

18

6

9

Return/Risk ratio

1.11

2.17

1.56

A well diversified folio will have market return and risk. The return /risk ratio of a well diversified folio will be=1.56

The stock of Electric Co. will have a higher return/risk ratio at 2.17

Hence, investment in Electric Co, is recommended

.2.

.A. Price of the bond =Present Value of cash flow discounted at annually 8% or semiannually4%=0.04(yield to maturity)

Present value (PV) of cash flow=(Cash flow)/((1+0.04)^N)

N=Period of cash flow

Semi annual coupon payment=(5% of 1000)/2=$25

Cash flow and PV of cash flows are given below:

N

A

B=A/(1.04^N)

Semiannual

Cash

PV of cash flow

Period

flow

1

$25

24.03846154

2

$25

23.11390533

3

$25

22.22490897

4

$25

21.37010478

5

$25

20.54817767

6

$25

19.75786314

7

$25

18.99794533

8

$25

18.26725513

9

$25

17.56466839

10

$25

16.88910422

11

$25

16.23952329

12

$25

15.61492624

13

$25

15.01435215

14

$1,025

591.9119599

Total

$                 841.55

Price of bond=$841.55

.B) Price of bond after one year= PV after one year at (7/2)=3.5 % semi annual discount

Cash flow and PV of cash flow after one year is given below:

N

A

B=A/(1.035^N)

Semiannual

Cash

PV of cash flow

Period

flow

1

$25

24.15458937

2

$25

23.33776751

3

$25

22.54856764

4

$25

21.78605569

5

$25

21.04932917

6

$25

20.33751611

7

$25

19.64977402

8

$25

18.98528891

9

$25

18.3432743

10

$25

17.72297034

11

$25

17.12364284

12

$1,025

678.3278807

Total

$                 903.37

Price of the bond after one year=$903.37

Holding Period Return=(903.37/841.55)-1=0.0735

Holding Period Return in percent=7.35%

Mercury Inc

Electric co.

Market Index

Forecast return

20

13

14

Standard deviation(Risk)

18

6

9

Return/Risk ratio

1.11

2.17

1.56