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12. If $15 interest is paid on a $1,000 loan for 30 days, what is the annual per

ID: 2792314 • Letter: 1

Question

12. If $15 interest is paid on a $1,000 loan for 30 days, what is the annual percentage rat (APR)? a. 15.00% b. 16.75% c. 17.25% d. 18.25% 13. What is the annualized cost of the trade credit term 5/20, net 60? a. 46.54% b. 48.03% c. 53.07% d. 57.31% 14. If the current ratio is less than 1, then the net working capital is: a. positive b. negative c. can be positive or negative d. cannot be determined without more information 15. Investments in current assets that will be liquidated and not replaced within th current year are known as: a. permanent investments b. temporary investments c. long term investments d. fixed investments 16. Source of financing that arises naturally out of day-to-day operations is callec a. permanent source of financing b. long term source of financing c. spontaneous source of financing d. fixed-assets source of financing 7. measures the number of days an item is held in inventory bef a. Operating cycle b. Inventory conversion period c. Accounts payable deferral period d Cash conversion cycle

Explanation / Answer

12)

Interest rate per month:

= $15/$1,000

= 1.50%

Annual percentage rate:

= 1.50%××365/30

= 18.25%

Hence, correct option is (d) 18.25%