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1.Firm A is paying $300,000 in fixed interest payments a year while Firm B is pa

ID: 2790983 • Letter: 1

Question

1.Firm A is paying $300,000 in fixed interest payments a year while Firm B is paying LIBOR plus 30 basis points on $5 million loans. The current LIBOR rate is 5.5 percent. Firm A and B have agreed to swap interest payments. What is the net payment between these firms this year?

2.The futures contracts on silver are quoted in dollars per troy ounce with a contract size of 5,000 troy ounces. Contract quotes for the day included an open value of 16.650, a high of 16.660, a low of 16.620, and a settle of 16.645. If you purchased three contracts at the closing price what was the dollar cost of your purchase ignoring all transaction costs?

3.

Company A can issue floating-rate debt at LIBOR + 1% and can issue fixed rate debt at 9%. Company B can issue floating-rate debt at LIBOR + 1.5% and can issue fixed-rate debt at 9.4%. Suppose A issues floating-rate debt and B issues fixed-rate debt, after which they engage in the following swap: A will make a fixed 7.95% payment to B, and B will make a floating-rate payment equal to LIBOR to A. What are the resulting net payments of A and B?

                                                                                                                                                                                 

Explanation / Answer

1
Firm B would pay 5.5+0.3%=5.8% of 5 million=0.29 million or 290000
Firm A would pay 300000
Hence, Net payment Firm A would pay 300000-290000=10000 to Firm B

2
3 contracts at closing price=3*16.645=49.935 per troy ounce
So, dollar cost for contract size of 5000 troy ounces=49.935*5000=249675

3
A would pay 7.95% to B and pay LIBOR+1 to investors and receive LIBOR from B. Net payment of A=7.95%-LIBOR+LIBOR+1=8.95%
B would pay LIBOR to A and pay 9.4% to investors and receive 7.95% from A. Net payment of B=LIBOR+9.4%-7.95%=LIBOR+1.45%