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Investment Securities $23000 Demand Deposits $19000 Now accounts $89000 Cash and

ID: 2790067 • Letter: I

Question

Investment Securities $23000 Demand Deposits $19000 Now accounts $89000 Cash and due from banks $9000 Taxes $3000 Interest on fees and loans $9000 Retail CDs $28000 Long term debt $19000 Reverse Repos $42000 Interest on investment securities $4000 Interest on long term debt $2000 Loans $90000 Fixed Assets $15000 Interest on reverse repos $6000 Interest on deposits $9000 Other assets $4000 Paid in capital $4000 Retained earnings $12000 Common stock $12000 Interest on deposits in other banks $1000 Provision for loan losses $2000 Other income $2000 Other expenses $1000 Calculate ROE ROA Net Interest Margin Spread Ratio Asset Utilization Equity multiplier Profit Margin Efficiency Ratio Tax ratio

Explanation / Answer

Answer:

Assets

Net revenue or sales income = total interest income + other income

Assets

Liabilities and equity Cash and due from banks 9000 demand deposit 19000 Investment securities 23000 Now accounts 89000 Repurchase aggreement 42000 Retai CDs 28000 loan 90000 Debentures 19000 fixed asset 15000 Total liabilities 155000 other asset 4000 common stock 12000 Total asset 183000 paid in capital 4000 retained earnings 12000 total equity 28000 total libilities and equity 183000 Income statement Interest on fees and loans 9000 Interest on investmen securities 4000 interest on repurchase agreements 6000 interest on deposits in other banks 1000 total interest income 20000 interest on deposits 9000 interest on debentures 2000 total interest expense 11000 net interest income 9000 provision for loan losses 2000 non interest income 2000 non interest expense 1000 income before taxes 8000 taxes 3000 net income 5000
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