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1) Calculate the effective rate of interest (to the nearest hundredth percent) o

ID: 2781796 • Letter: 1

Question

1) Calculate the effective rate of interest (to the nearest hundredth percent) of the following Treasury bill.  Given:  $10,000 Treasury bill, 3.85% for 13 weeks.

2) Karim was planning for his vacation to the Bahamas.  To cover his costs, he took out a $15,800, 4% simple discount note paying $40 in interest.  What was the length of his loan?  Assume a 365-day year.

3) First Bank loaned $360,000 for 180 days to a company purchasing a rock-crushing machine.  The bank sold the 7% simple interest note 120 later at an 8% discount rate.  Find the proceeds.  Assume a 360-day year for both notes.

Explanation / Answer

1) 52/13*3.85% 15.40% per annum Assume 52 weeks in a year 2) 15800*4% 632 for 365 days Karim paid 40, So 365/632*40 Length of Loan                      23 Days 3) Loan 360000 for 180 days 7% for 120 days          3,60,000 =360000*7%*120/365          8,285 8% for 60 days          3,68,285 =368285*8%*60/365          4,843 Proceeds       13,128