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Franklin Templeton has just invested $9,260 for his son (age one). This money wi

ID: 2778437 • Letter: F

Question

Franklin Templeton has just invested $9,260 for his son (age one). This money will be used for his son’s education 18 years from now. He calculates that he will need $71,231 by the time the boy goes to school.

  

What rate of return will Mr. Templeton need in order to achieve this goal? Use Appendix B for an approximate answer, but calculate your final answer using the formula and financial calculator methods.(Do not round intermediate calculations. Round your final answer to 2 decimal places.)

   

Franklin Templeton has just invested $9,260 for his son (age one). This money will be used for his son’s education 18 years from now. He calculates that he will need $71,231 by the time the boy goes to school.

Explanation / Answer

NO. OF YEAR INT AND PRIN AMOUNT AMOUNT INVESTED TOTAL AMOUNT NO. OF YEAR FOR INT. INT. RATE INT. AMOUNT INT AND PRIN AMOUNT 1 9260                       9,260 18 1.29%            2,155.17      11,415.17 2 11415.17                     11,415 17 1.29%            2,509.17      13,924.34 3 13924.34                     13,924 16 1.29%            2,880.67      16,805.01 4 16805.01                     16,805 15 1.29%            3,259.33      20,064.34 5 20064.34                     20,064 14 1.29%            3,632.05      23,696.39 6 23696.39                     23,696 13 1.29%            3,983.13      27,679.51 7 27679.51                     27,680 12 1.29%            4,294.75      31,974.27 8 31974.27                     31,974 11 1.29%            4,547.70      36,521.97 9 36521.97                     36,522 10 1.29%            4,722.29      41,244.26 10 41244.26                     41,244 9 1.29%            4,799.59      46,043.85 11 46043.85                     46,044 8 1.29%            4,762.78      50,806.63 12 50806.63                     50,807 7 1.29%            4,598.51      55,405.14 13 55405.14                     55,405 6 1.29%            4,298.33      59,703.47 14 59703.47                     59,703 5 1.29%            3,859.83      63,563.29 15 63563.29                     63,563 4 1.29%            3,287.49      66,850.79 16 66850.79                     66,851 3 1.29%            2,593.14      69,443.93 17 69443.93                     69,444 2 1.29%            1,795.82      71,239.75 18 71239.75                     71,240 1 1.29%                921.13      72,160.88

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