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1. Which of the following does NOT affect the business risk of a firm? Variabili

ID: 2772473 • Letter: 1

Question

1. Which of the following does NOT affect the business risk of a firm?

Variability in Sales (Price and/or Volume)

Degree of Operating Leverage       

Product Diversification

Level of Debt

2. According to the tradeoff model of capital structure, which is true at the optimal capital structure?

The firm’s stock price is maximized

Earnings Per Share are maximized

The total value of equity is maximized

Return on Equity is Maximized

3. Which is NOT a reason why the costs of debt and equity might increase at an increasing rate as the level of debt rises?

The firm’s best employees begin to leave

Managers start accepting positive NPV projects

The firm must pay higher legal and accounting costs

Assets may be sold at below market prices during liquidation

4. According to the tradeoff models of capital structure, as the level of debt increases, the cost of debt will _________ while the cost of equity will _________.

a. Rise; Rise                                                   c. Fall; Fall

b. Rise; Fall                                                    d. Fall; Rise

5.         The Price Co. can make widgets for $5 and sell them for $8. If fixed costs are $100,000, then how many widgets must they sell in order to have an EBIT of $50,000?

a) 30,000            b) 50,000              c) 100,000            d) 150,000

6. Adding debt will increase the firm’s ROE as long as the cost of debt is less than their ________________.

Cost of Equity

Return on Assets

Profit Margin

Basic Earning Power

7. Why might a firm’s managers/owners choose to use more than the optimal amount of debt?

To Avoid Risk

To Reserve Borrowing Capacity

To Signal Expected Future Gains

To maintain voting control                   

                 

Use the following information for questions 8-11: A company is trying to decide on their use of operating and financial leverage from among four choices. Their Interest Expense is the Interest Rate times Debt. Their Tax Rate is 40%

Option             Fixed Costs     Variable Costs            Debt            Interest Rate   

1.                    20000              70% of Sales               0                      0%      

2.                     50000              40% of Sales               0                      0%      

3.                     20000              70% of Sales               500,000            10%    

4.                     50000             40% of Sales               500,000            10%    

8. What is their Degree of Operating Leverage under option 1 if sales are $200,000?

a) 1                 b) 1.5              c) 2                 d) 3                

9. What is their Degree of Financial Leverage under option 4 if EBIT is $120,000?

a) 1                 b) 1.2             c) 1.7              d) 2.2             

10. If Sales rise by 10% from 300,000 to 330,000 under option 3, then EBT will increase by what percent?

a) 13%             b) 25%                        c) 35%             d) 45%           

11. At what level of Sales will the Degree of Operating Leverage = 2 under Option 2?

a) 100,000       b) 166,667        c) 250,000       d) 333,333      

12. Company A and Company B have the same EBIT, tax rate, total assets, and Cost of Debt. However, Company A has a higher debt ratio than Company B. Which of the following statements is correct? (ROA = Net Income / Assets and ROE = Net Income / Equity)

a.   Company A has a higher net income than Company B.

b.   Company A has a lower ROA than Company B.

c.   Company A has a lower ROE than Company B.

d.   The two companies have the same ROE.

13. Firms with _____________ should have _________________.

Higher Operating Leverage; More Debt

Less Business Risk; More Financial Leverage

Less Volatile EBITs; Less Debt

Lower Operating Leverage; Lower Financial Leverage
Omega Corp. currently has 100,000 shares of stock outstanding but is planning on issuing debt in order to buy back stock. Their EBIT is a constant $1,000,000 regardless of how much debt they issue and they pay all net income out as dividends. Their tax rate is 40%. They have estimated the following costs of debt and costs of equity for various levels of debt.

EBIT =

1,000,000

Tax Rate =

40%

Share

Shares

Debt

rd

re

Net Inc

StkValue

FirmValue

Debt %

WACC

Price

Outstding

0

6.00%

11.00%

600,000

5,454,545

5,454,545

0.00%

11.00%

100,000

500,000

6.30%

11.40%

581,100

5,097,368

8.93%

10.72%

55.97

91,067

1,000,000

6.80%

12.00%

559,200

1,500,000

8.00%

13.00%

4,061,538

5,561,538

26.97%

10.79%

55.62

2,000,000

9.50%

14.50%

2,500,000

11.50%

16.50%

2,590,909

5,090,909

49.11%

3,000,000

14.00%

19.00%

1,831,579

4,831,579

14. What will their Net Income be if they issue $2,000,000 in debt?

a. $190,000                b. $324,000                c. $486,000                d. $810,000

15. What will their Stock Value be if they issue $1,000,000 in debt?

a. $4,190,000             b. $4,660,000             c. $5,600,000             d. $6,710,400

16. What will their WACC be if they issue $2,500,000 in debt?

a. 10.7%                     b. 11.8%                     c. 12.7%                     d. 14.1%

17. What will their Share Price be if they issue $0 in debt?

a. $48.62                    b. $51.23                    c. $54.55                    d. $60

18. What will their Shares Outstanding be if they issue $1,500,000 in debt?

a. 40,615                    b. 55,615                    c. 62,374                    d. 73,023

19. As the level of debt rises, the _______________ always.

a)Cost of Equity rises

b)WACC rises

c)Basic Earning Power falls

d)ROE rises

EBIT =

1,000,000

Tax Rate =

40%

Share

Shares

Debt

rd

re

Net Inc

StkValue

FirmValue

Debt %

WACC

Price

Outstding

0

6.00%

11.00%

600,000

5,454,545

5,454,545

0.00%

11.00%

100,000

500,000

6.30%

11.40%

581,100

5,097,368

8.93%

10.72%

55.97

91,067

1,000,000

6.80%

12.00%

559,200

1,500,000

8.00%

13.00%

4,061,538

5,561,538

26.97%

10.79%

55.62

2,000,000

9.50%

14.50%

2,500,000

11.50%

16.50%

2,590,909

5,090,909

49.11%

3,000,000

14.00%

19.00%

1,831,579

4,831,579

Explanation / Answer

1. - Product Diversification As it is a non financial aspect of a business thus is it does not affect the business risk.

2. - The firm’s stock price is maximized

3. - The firm’s best employees begin to leave - Employees have no direct relation with cost of capital

4 - B - Rise Fall

5 (8-5)/150,000 = 30,000

6. - Cost of Equity

7. To maintain voting control