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Beverly and Kyle Nelson currently insure their cars with separate companies, pay

ID: 2767136 • Letter: B

Question

Beverly and Kyle Nelson currently insure their cars with separate companies, paying $580 and $615 a year. If they insured both cars with the same company, they would save 20 percent on the annual premiums.

Beverly and Kyle Nelson currently insure their cars with separate companies, paying $580 and $615 a year. If they insured both cars with the same company, they would save 20 percent on the annual premiums.

What would be the future value of the annual savings over 10 years based on an annual interest rate of 6 percent?

Beverly and Kyle Nelson currently insure their cars with separate companies, paying $580 and $615 a year. If they insured both cars with the same company, they would save 20 percent on the annual premiums.

Explanation / Answer

Total savings per year = (580*0.20) + (615*0.20) = $239

Using Financial calculator.

Enter PMT=- 239, I/Y=6, N= 10.

Solve for FV.

FV = 3,150.209991

Ans: Future value is $3,150.21

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