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R.L. Smith currently has 100,000 shares of common stock, 10,000 shares of prefer

ID: 2764727 • Letter: R

Question

R.L. Smith currently has 100,000 shares of common stock, 10,000 shares of preferred stock that pays a $2.00 dividend, and $4,000,000 of 10% debt They need to raise an additional 2.5 million dollars. They can do this by issuing another 40,000 shares of stock or 2.5 million dollars of debt which will have a cost of 12%. What is the DFL at an expected EBIT of $700,000 for each of the options above and at his point how much would EPS change if EBIT were to increase by 10%. What is the financial breakeven point for each plan. At what level of EBIT does the plan where debt is used dominate the option of issuing new equity. If EBIT is $900,000 which plan should the company use.

Explanation / Answer

At Expected EBIT of $700000 If R.L. Smith Chooses first option to Issue the Equity Share then

EBT= EBIT-Interest

=$700,000-$400,000

=$3,00,000

DFL= EBIT/EBT

=$700000/$300000

=2.33

If Option 2 is opted then EBT=700000- 400000-300000

=0

DFL =$700000/0

company will be fully levered.

IF EBIT increases by 10% EBIT will be $770000

EBT will be $370000

Less: Pref Dividend $20000

Profit available for Equity Shareholders=$350000

No of Equity Shareholders= (100000+40000)=140000

EPS= 2.5

Under Old EBIT EPS would have been= $280000/140000

EPS= 2

So EPS change by $0.50 per share

Financial Brekeven Point for Plan-1

Interest of $400000

Plus Pref. Dividend $20000

Financial breakeven EBIT= $420000

Plan-2

Interest $700000

Plus Pref Dividend =$20000

Financial Brekeven EBIT=$720000

At EBIT 9,00,000

Option-1

EBT= $900000-$400000

EPS =500000-20000/140000

3.43

Option-2

EPS= 180000/100000

1.8

Option 1 is prefererd.