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.11 Using the current specifications, resurfacing a road will cost dollar 1.5M i

ID: 2757527 • Letter: #

Question

.11

Using the current specifications, resurfacing a road will cost dollar 1.5M initially, need dollar 120K in annual maintenance, and need to be resurfaced every 10 years. A proposed new specification is expected to be more resistant to wear. The resurfacing cost will be dollar 2.1M with dollar 90K in annual maintenance and resurfacing every 15 years. Develop a choice table for interest rates from 0 percentage to 25 percentage. If the highway department's interest rate is 6 percentage which specification is preferred?

Explanation / Answer

Particulars

Interest Rate

Plan-A:

1%

2%

3%

4%

5%

6%

7%

8%

9%

10%

11%

12%

13%

14%

15%

16%

17%

18%

19%

20%

21%

22%

23%

24%

25%

Maintenance Cost

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

Initial Cost Annuity=1,500,000/13.1808, FV=P*(1.06^10-1)/0.06 = 13.18

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

Total Cost

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

PV of Perpetuity=A/r

23380189.00

11690094.50

7793396.33

5845047.25

4676037.80

3896698.17

3340027.00

2922523.63

2597798.78

2338018.90

2125471.73

1948349.08

1798476.08

1670013.50

1558679.27

1461261.81

1375305.24

1298899.39

1230536.26

1169009.45

1113342.33

1062735.86

1016529.96

974174.54

935207.56

Particulars

Interest Rate

Plan-B:

1%

2%

3%

4%

5%

6%

7%

8%

9%

10%

11%

12%

13%

14%

15%

16%

17%

18%

19%

20%

21%

22%

23%

24%

25%

Maintenance Cost

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

Initial Cost Annuity=2,100,000/23.276, FV=P*(1.06^15-1)/0.06 = 23.28

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

Total Cost

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

PV of Perpetuity=A/r

18022168.76

9011084.38

6007389.59

4505542.19

3604433.75

3003694.79

2574595.54

2252771.10

2002463.20

1802216.88

1638378.98

1501847.40

1386320.67

1287297.77

1201477.92

1126385.55

1060127.57

1001231.60

948535.20

901108.44

858198.51

819189.49

783572.55

750923.70

720886.75

A= Fixed periodic payment

r = Interest Rate or discount rate per compounding period

Based on the above tables Plan-A is a better option, in the both tables the Equal Annual Initial Cost has been calculated based on the life of the resurfacing and the rate of 6%.

Particulars

Interest Rate

Plan-A:

1%

2%

3%

4%

5%

6%

7%

8%

9%

10%

11%

12%

13%

14%

15%

16%

17%

18%

19%

20%

21%

22%

23%

24%

25%

Maintenance Cost

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

$120,000

Initial Cost Annuity=1,500,000/13.1808, FV=P*(1.06^10-1)/0.06 = 13.18

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

113801.89

Total Cost

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

233801.89

PV of Perpetuity=A/r

23380189.00

11690094.50

7793396.33

5845047.25

4676037.80

3896698.17

3340027.00

2922523.63

2597798.78

2338018.90

2125471.73

1948349.08

1798476.08

1670013.50

1558679.27

1461261.81

1375305.24

1298899.39

1230536.26

1169009.45

1113342.33

1062735.86

1016529.96

974174.54

935207.56

Particulars

Interest Rate

Plan-B:

1%

2%

3%

4%

5%

6%

7%

8%

9%

10%

11%

12%

13%

14%

15%

16%

17%

18%

19%

20%

21%

22%

23%

24%

25%

Maintenance Cost

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

$90,000

Initial Cost Annuity=2,100,000/23.276, FV=P*(1.06^15-1)/0.06 = 23.28

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

90221.69

Total Cost

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

180221.69

PV of Perpetuity=A/r

18022168.76

9011084.38

6007389.59

4505542.19

3604433.75

3003694.79

2574595.54

2252771.10

2002463.20

1802216.88

1638378.98

1501847.40

1386320.67

1287297.77

1201477.92

1126385.55

1060127.57

1001231.60

948535.20

901108.44

858198.51

819189.49

783572.55

750923.70

720886.75

A= Fixed periodic payment

r = Interest Rate or discount rate per compounding period

Based on the above tables Plan-A is a better option, in the both tables the Equal Annual Initial Cost has been calculated based on the life of the resurfacing and the rate of 6%.