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Your division is considering two investment projects, each of which requires an

ID: 2744844 • Letter: Y

Question

Your division is considering two investment projects, each of which requires an up-front expenditure of $25 million. You estimate that the cost of capital is 10% and that the investments will produce the following after-tax cash flows (in millions of dollars):

Year

Project A

Project B

1

$5 mil.

$20 mil.

2

$10 mil.

$10 mil.

3

$15 mil.

$8 mil.

4

$20 mil.

$6 mil.

a. What is the regular payback period for each of the projects?

b. What is the discounted payback period for each of the projects?

c. If the two projects are independent and the cost of capital is 10%, which project or projects should the firm undertake?

d. If the two projects are mutually exclusive and the cost of capital is 5%, which project should the firm undertake?

e. If the two projects are mutually exclusive and the cost of capital is 15%, which project should the firm undertake?

f. What is the crossover rate?

g. If the cost of capital is 10%, what is the modified IRR (MIRR) of each project?

Please show formulas!!! If you use a calc. then please list the values entered.. n=, i=, pv= , etc Thanks!

Year

Project A

Project B

1

$5 mil.

$20 mil.

2

$10 mil.

$10 mil.

3

$15 mil.

$8 mil.

4

$20 mil.

$6 mil.

Explanation / Answer

Part A:

To compute payback period, we need to prepare cumulative cash flow table

Year

CF A

CF B

CCF A

CCF B

0

-25

-25

-25

-25

1

5

20

-20

-5

2

10

10

-10

5

3

15

8

5

13

4

20

6

25

19

Payback period = last year of negative CCF + Last negative CCF/ CF in the first positive CCF year

Project A = 2+ 10/15

                   = 2.67 years

Project B = 1+ 5/20

                = 1.25 years

Part B

To compute discounted PBP, we need to prepare cumulative present value table:

Year

CF A

CF B

Pv factor 10%

PV A

PV B

CPV A

CPV B

0

-25

-25

1.00000

-25.00

-25.00

-25.00

-25.00

1

5

20

0.90909

4.55

18.18

-20.45

-6.82

2

10

10

0.82645

8.26

8.26

-12.19

1.45

3

15

8

0.75131

11.27

6.01

-0.92

7.46

4

20

6

0.68301

13.66

4.10

12.74

11.55

Discounted Payback period = last year of negative CPV + Last negative CPV/ PV in the first positive CPV year

Project A = 3 + 0.92/13.66

                   = 3.07 years

Project B = 1+6.82/8.26

                   = 1.83 years

Part C

NPV = last year of CPV

Project A = 12.74

Project B = 11.55

Since both the projects have positive NPV, both the projects should be selected.

Part C

Here we need to compute NpV of the projects. NPV is the sum of present values.

Year

CF A

CF B

Pv factor 5%

PV A

PV B

0

-25

-25

1.00000

-25.00

-25.00

1

5

20

0.95238

4.76

19.05

2

10

10

0.90703

9.07

9.07

3

15

8

0.86384

12.96

6.91

4

20

6

0.82270

16.45

4.94

NPV

18.24

14.96

Since both the projects are mutually exclusive, we will select only one project. Since project A has higher NPV, project A should be selected.

Year

CF A

CF B

CCF A

CCF B

0

-25

-25

-25

-25

1

5

20

-20

-5

2

10

10

-10

5

3

15

8

5

13

4

20

6

25

19

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