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A corporation has a 30 day average collection period and wishes to maintain a $

ID: 2744727 • Letter: A

Question

A corporation has a 30 day average collection period and wishes to maintain a $ 5 million minimum cash balance. Based on this and the following info answer questions 3-5. The company has quarterly budgets. Beginning receivables of $120 Million and sales as follows : Q1 90M Q2 120 M Q3 150M Q4 120M. Total cash disbursement Q1 (80) Q2 (160) Q3 ( 180 ) Q4 ( 160M ). The beginning cash balance of the company is $5 Million.
1. What is the ending receivables in the second quarter?
a. $90 Million
b. $80 Million
c. $60 Million
d. $40 Million

2. What is net cash inflow in the 3rd quarter?
a. -$60 million
b. -$40 million
c. -$20 million
d. -$40 million

3. What is the cumulative surplus ( deficit ) in the fourth quarter?
a. -$60 million
b. $10 million
c. -$20 million
d. -$40 million

Explanation / Answer

every Quarter Receivables=Beginning receivables +Quarter sales*2 months/3

Closing balance of Receivables=Quarter Sales*1/3

1.

the ending receivables in the second quarter-$40 million

2.

net cash inflow in the 3rd quarter=$140 milliom-$180 million=-$40 million

3.

the cumulative surplus ( deficit ) in the fourth quarter=-$20 milion

Cash Budget ($ in Million) Particulars Quarter-1 Quarter-2 Quarter-3 Quarter-4 Sales                  90               120             150             120 Ending Balance of Recivables(Quarter sales*1/3)                  30                  40                50                40 Opening Balance of Receivables-A               120                  30                40                50 Curret Quarter Receivables((Quarter sales*2/3)-B                  60                  80             100                80 Opening Balance                    5               105                55                15 Add: Receivables(A+B)               180               110             140             130 Less: Payments                  80               160             180             160 closing balance Balance before adustment-1               105                  55                15              -15 Borrowings /Payments-3(2-1)                   -                     -                   -                  20 Clsoing Balance after adjustment-(1+3)               105                  55                15                  5
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