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Uniform Commercial Code Secured Transactions-Business Law Question On January 1,

ID: 2721440 • Letter: U

Question

Uniform Commercial Code Secured Transactions-Business Law Question

On January 1, Y-Company purchased equipment for $425,000 from Big Corporation for use in its manufacturing process. Y-Company paid for the equipment with funds borrowed from New York Bank. Y-Company gave New York Bank an authenticated security agreement covering Y-Company’s existing and after-acquired equipment. On January 10, Y-Company was petitioned involuntarily into bankruptcy under Chapter 7 of the Federal Bankruptcy Code. A bankruptcy trustee was appointed. On January 19, New York Bank duly filed a sufficient financing statement. Which of the parties will have a superior security interest in the equipment? Explain in legal terms.

Explanation / Answer

Answer: New York Bank  will have a superior security interest in the equipment.

Because As a general rule, a financing statement is sufficient if, in all the circumstances, the filing would give a title searcher sufficient notice to justify placing a duty upon the searcher to make further inquiry concerning the possible lien. *I