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Interpreting Footnote Disclosures for Investments Assume CNA Financial Corporati

ID: 2719531 • Letter: I

Question

Interpreting Footnote Disclosures for Investments
Assume CNA Financial Corporation provides the following footnote to its 2011 10-K report.

Valuation of investments CNA classifies its fixed maturity securities (bonds and redeemable preferred stocks) and its equity securities as either available-for-sale or trading, and as such, they are carried at fair value. Changes in fair value of trading securities are reported within net investment income. The amortized cost of fixed maturity securities classified as available-for-sale is adjusted for amortization of premiums and accretion of discounts to maturity, which are included in net investment income. Changes in fair value related to available-for-sale securities are reported as a component of other comprehensive income. Investments are written down to fair value and losses are recognized in Realized investment gains (losses) on the Consolidated Statements of Operations when a decline in value is determined to be other-than-temporary.

The following table provides a summary of fixed maturity and equity securities investments.


(a) At what amount does CNA report its investment portfolio on its balance sheet? In your answer identify the portfolio's fair value, cost, and any unrealized gains and losses.

Summary of Fixed Maturity and Equity Securities December 31, 2011 (in millions) Cost or
Amortized Cost Gross
Unrealized Gains Gross Unrealized Losses Estimated Fair Value Less than
12 Months Greater than
12 Months Fixed maturity securities available-for-sale U.S. Treasury securities and obligations of
government agencies $ 594 $ 93 $ -- $ -- $ 687 Asset-backed securities 11,776 39 223 183 11,409 States, municipalities and political
subdivisions-tax-exempt securities 7,615 144 82 2 7,675 Corporate bonds 8,867 246 149 12 8,952 Other debt securities 4,143 208 48 4 4,299 Redeemable preferred stock 1,216 2 160 -- 1,058 Total fixed maturity securities
available-for-sale 34,211 732 662 201 34,080 Total fixed maturity securities trading 177 -- -- -- 177 Equity securities available-for-sale Common stock 266 217 1 -- 482 Preferred stock 120 7 11 -- 116 Total equity securities available-for-sale 387 224 17 -- 594 Total $ 34,775 $ 956 $ 679 $ 201 $ 34,851

Explanation / Answer

Details Amount Reported on balance sheet        34,851.00 Fair value        34,851.00 Cost        34,775.00 Unrealized gains              956.00 Unrealized losses              880.00

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