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Your firm is contemplating the purchase of a new $550,000 computer-based order e

ID: 2710482 • Letter: Y

Question

Your firm is contemplating the purchase of a new $550,000 computer-based order entry system. The system will be depreciated straight-line to zero over its five-year life. It will be worth $54,000 at the end of that time. You will be able to reduce working capital by $69,000 (this is a one-time reduction). The tax rate is 30 percent and the required return on the project is 16 percent.

If the pretax cost savings are $216,000 per year, what is the NPV of this project? (Do not round intermediate calculations and round your final answer to 2 decimal places, e.g., 32.16.)

If the pretax cost savings are $166,000 per year, what is the NPV of this project? (Negative amount should be indicated by a minus sign. Do not round intermediate calculations and round your final answer to 2 decimal places, e.g., 32.16.)

At what level of pretax cost savings would you be indifferent between accepting the project and not accepting it? (Do not round intermediate calculations and round your final answer to 2 decimal places, e.g., 32.16.)

Your firm is contemplating the purchase of a new $550,000 computer-based order entry system. The system will be depreciated straight-line to zero over its five-year life. It will be worth $54,000 at the end of that time. You will be able to reduce working capital by $69,000 (this is a one-time reduction). The tax rate is 30 percent and the required return on the project is 16 percent.

Explanation / Answer

All amounts in $ Details Year 0 Year 1 Year 2 Year 3 Year 4 Year 5 Investment            (550,000) Reduction in WC (assume it happens in Year 1)                      69,000 Cost Saving or Incremental Revenue pretax                    216,000                    216,000             216,000           216,000           216,000 Salvage value(taxable)              54,000 Depreciation                  (110,000)                  (110,000)           (110,000)        (110,000)         (110,000) Pretax earning                    106,000                    106,000             106,000           106,000           160,000 Tax @30%                      31,800                      31,800                31,800             31,800              48,000 Post Tax earning                      74,200                      74,200                74,200             74,200           112,000 Add back depreciation                    110,000                    110,000             110,000           110,000           110,000 Post Tax cash flow(including WC reduction)                    253,200                    184,200             184,200           184,200           222,000 Discount factor @16%                           1                         0.862                         0.743                  0.641               0.552                0.476 PV of cash inflow              680,605                    218,276                    136,891             118,009           101,732           105,697 NPV              130,605 So NPV is $130,605 As NPV is positive I shall accept the project Situation 2 with pretax cost saving 166000 All amounts in $ Details Year 0 Year 1 Year 2 Year 3 Year 4 Year 5 Investment            (565,000) Reduction in WC (assume it happens in Year 1)                      69,000 Cost Saving or Incremental Revenue pretax                    166,000                    166,000             166,000           166,000           166,000 Salvage value(taxable)              54,000 Depreciation                  (113,000)                  (110,000)           (110,000)        (110,000)         (110,000) Pretax earning                      53,000                      56,000                56,000             56,000           110,000 Tax @30%                      15,900                      16,800                16,800             16,800              33,000 Post Tax earning                      37,100                      39,200                39,200             39,200              77,000 Add back depreciation                    113,000                    110,000             110,000           110,000           110,000 Post Tax cash flow(including WC reduction)                    219,100                    149,200             149,200           149,200           187,000 Discount factor @16%                           1                         0.862                         0.743                  0.641               0.552                0.476 PV of cash inflow              566,780                    188,879                    110,880                95,586             82,402              89,033 NPV                   1,780 So revised NPV $1780 Point of Indifference All amounts in $ Details Year 0 Year 1 Year 2 Year 3 Year 4 Year 5 Investment            (565,000) Reduction in WC (assume it happens in Year 1)                      69,000 Cost Saving or Incremental Revenue pretax                    165,225                    165,225             165,225           165,225           165,225 Salvage value(taxable)              54,000 Depreciation                  (113,000)                  (110,000)           (110,000)        (110,000)         (110,000) Pretax earning                      52,225                      55,225                55,225             55,225           109,225 Tax @30%                      15,668                      16,568                16,568             16,568              32,768 Post Tax earning                      36,558                      38,658                38,658             38,658              76,458 Add back depreciation                    113,000                    110,000             110,000           110,000           110,000 Post Tax cash flow(including WC reduction)                    218,558                    148,658             148,658           148,658           186,458 Discount factor @16%                           1                         0.862                         0.743                  0.641               0.552                0.476 PV of cash inflow              565,004                    188,412                    110,477                95,239             82,102              88,775 NPV                           4 At pretax cost saviing level of $165,225 per year, the NPV becomesapprox 0. So at pretax cost saving level $ 165,225 I would be indifferent to accept or reject the project.

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