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Expected returns Stocks X and Y have the following probability distributions of

ID: 2708982 • Letter: E

Question

Expected returns

Stocks X and Y have the following probability distributions of expected future returns:

1. Calculate the expected rate of return, rY, for Stock Y (rX = 9.60%.) Round your answer to two decimal places.
%

2. Calculate the standard deviation of expected returns, X, for Stock X (Y = 21.45%.) Round your answer to two decimal places.
%

3. Now calculate the coefficient of variation for Stock Y. Round your answer to two decimal places.

4. Is it possible that most investors might regard Stock Y as being less risky than Stock X? CHOOSE ONE.

If Stock Y is more highly correlated with the market than X, then it might have the same beta as Stock X, and hence be just as risky in a portfolio sense.

If Stock Y is less highly correlated with the market than X, then it might have a lower beta than Stock X, and hence be less risky in a portfolio sense.

If Stock Y is less highly correlated with the market than X, then it might have a higher beta than Stock X, and hence be more risky in a portfolio sense.

If Stock Y is more highly correlated with the market than X, then it might have a higher beta than Stock X, and hence be less risky in a portfolio sense.

If Stock Y is more highly correlated with the market than X, then it might have a lower beta than Stock X, and hence be less risky in a portfolio sense.

ANSWER FULLY

Probability X Y 0.2 -12% -23% 0.2 5 0 0.3 10 22 0.2 23 25 0.1 34 47

Explanation / Answer

Probability

X

rX (Prob * X)

Y

rY

0.2

-0.12

-0.02

-0.23

-0.05

0.2

0.05

0.01

0

0

0.3

0.1

0.03

0.22

0.07

0.2

0.23

0.05

0.25

0.05

0.1

0.34

0.03

0.47

0.05

0.0960

0.1170

(‘a) Expected rate of return for stock Y

rY = 11.70 %

(‘2) Standard Deviation of x ( X )

Probability

X

rX

Deviation

(D = x-0.096)

D2

D2 x Probability

0.2

-0.12

-0.02

-0.2160

0.0467

0.0093

0.2

0.05

0.01

-0.0460

0.0021

0.0004

0.3

0.1

0.03

0.0040

0.00002

0.000005

0.2

0.23

0.05

0.1340

0.0180

0.0036

0.1

0.34

0.03

0.2440

0.0595

0.0060

0.0960

0.0193

X = (D2 x Probability)1/2

X = 13.89 %

(‘3) Coefficient of Variation of stock Y

Coefficient of variation = Standard Deviation / Expected Return

Coefficient of variation = 21.45/11.70

Coefficient of variation = 1.83

(‘4)

Correlation coefficient and beta can be same only in the case when the standard deviation of two stocks is same.

Beta shows how strongly a stock responds to market volatility. A beta of 1 means stocks move with market. Beta of less than 1 means stock is less responsive to market volatility. Beta of more than 1 means stock is high responsive to market.

= a,b a / b

Where = a,b is the correlation between two returns. is the respective volatility.

It shows if correlation is high beta will be high , and high beta shows high risk.

Hence the following option is correct.

If stock Y is less highly correlated with market than X, then it might have a lower beta than stock X, and hence be less risky in a portfolio sense.

Probability

X

rX (Prob * X)

Y

rY

0.2

-0.12

-0.02

-0.23

-0.05

0.2

0.05

0.01

0

0

0.3

0.1

0.03

0.22

0.07

0.2

0.23

0.05

0.25

0.05

0.1

0.34

0.03

0.47

0.05

0.0960

0.1170

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