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the new credit manager of Kays Dpartment store plans to liberalize the firms cre

ID: 2702130 • Letter: T

Question

the new credit manager of Kays Dpartment store plans to liberalize the firms credit policy.The firm currently generates credit sales of $575,000 annually. te more lenient the credit policy is expected to produce credit sales of $750,000. The bad debt losses on additional sales are projected to be 5% despit any additional $15,000 collection expenditure.The new manager anticipates production and selling costs other than additional bad debt and collection expenses will remain at the 85% level. The firm is in the 34%tax bracket.if the firm maintains its recievables turnover 10 times,how much will the recievables balance increase,what would be Kays incremental after tax return on investment? Assuming additional inventory of $35,000 is required to support the additional sales, compute the after tax return on investment. Please show work so I will understand better..Thank you

Explanation / Answer

Additional sales (750,000-575,000) =175,000

Less expenses (production and selling at 85%)= 148,750

Bad debt on additional sales (175,000*.05)= 8,750

Additional collection expenditure 15,000

Additional pre tax income 2,500

Less taxes at 34% 850

Net income 1,650

Additiona receivables 175,000/10= 17,500

Additional inventory 35,000

ROI 1,650/(17,500+35,000)= 3.14%