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(3-5) How might (a) seasonal factors and (b) different growth rates distort a co

ID: 2701438 • Letter: #

Question

(3-5) How might (a) seasonal factors and (b) different growth rates distort a comparative ratio analysis? Give some examples. How might these problems be alleviated?

(3-2) Vigo Vacations has $200 million in total assets, $5 million in notes payable, and $25 million in long-term debt. What is the debt ratio?

(3-11) Complete the balance sheet and sales information in the table that follows for J. White

Industries using the following financial data:

Total assets turnover: 1.5

Gross profit margin on sales: (Sales %u2013 Cost of goods sold)/Sales = 25%

Total liabilities-to-assets ratio: 40%

Quick ratio: 0.80

Days sales outstanding (based on 365-day year): 36.5 days

Inventory turnover ratio: 3.75

Partial Income Statement Information

Sales                                    _______

Cost of goods sold           _______

Balance Sheet

Cash                                    _______       Accounts payable                     ______

Accounts receivable       _______       Long-term debt                      50,000

Inventories                        _______        Common stock                         ______

Fixed assets       _______                     Retained earnings                     100,000

Total assets        $400,000                   Total liabilities and equity       ______

(3-13) Data for Lozano Chip Company and its industry averages follow.

a. Calculate the indicated ratios for Lozano.

b. Construct the extended Du Pont equation for both Lozano and the industry.

c. Outline Lozano%u2019s strengths and weaknesses as revealed by your analysis.

Lozano Chip Company: Balance Sheet as of December 31, 2013 (Thousands

of Dollars)

Cash                                  $ 225,000      Accounts payable     $ 601,866

Receivables                       1,575,000       Notes payable                             326,634

Inventories                       1,125,000      Other current liabilities              525,000

Total current assets      $2,950,000            Total current liabilities   $1,453,500

Net fixed assets                              1,350,000      Long-term debt                         1,068,750

                                      __________         Common equity                      1,752,750

Total assets                     $4,275,000       Total liabilities and equity $4,275,000

Lozano Chip Company: Income Statement for Year Ended December 31, 2013

(Thousands of Dollars)

Sales                                                                            $ 7,500,000

Cost of goods sold                                                        6,375,000

Selling, general, and administrative expenses           825,000

Earnings before interest and taxes (EBIT)             $ 300,000

Interest expense                                                               111,631

Earnings before taxes (EBT)                                          $ 188,369

Federal and state income taxes (40%)                           75,348

Net income                                                                    $ 113,022

Ratio                                                                       Lozano            Industry Average

Current assets/Current liabilities               __________                         2.0

Days sales outstanding (365-day year)    __________                        35.0 days

COGS/Inventory                                            __________                             6.7

Sales/Fixed assets                                         __________                           12.1

Sales/Total assets                                          __________                            3.0

Net income/Sales                                          __________                            1.2%

Net income/Total assets                               __________                          3.6%

Net income/Common equity                      __________                          9.0%

Total debt/Total assets                                __________                         30.0%

Total liabilities/Total assets                           __________                       60.0%

Explanation / Answer

a . Current asset/ current liability=2

Days sales outstanding =35 days

Sales/Inventory =6.67

Sales/Fixed assets=5.55

Sales/Total assets =1.754

Net income/Sales =1.5%

Net income/Total assets=2.64%

Net income/common equity=6.45%

Total liabilities/Total assets =59%


B. Du pont

Lozano

ROI= [(net profit/sales)*(sales/total assets)]

= [(113022/7500000)*(7500000/4275000)]

= 0.0264 or 2.64%

Industry

ROI= 1.2%*3=0.036 or 3.6%


c. strengths.

ROI measyres the profit which a firm earns on investing a unit of capital.

The net income/ sales helps in determining the efficiency with which the affairs of the business being managed.

Weakness

By comparing fixed asset turnover with industry avg. it is seen that investments in fixed assets is not judicious.


d. The ratio of Lozano will be more than industry average... by doubling the figures the net income/fixed asset increases to 11.11 which gives an indication that the investment in fixed assets is judicious.

sales/iventory ratio will remain same..

net income/sales will also increase.

net income/total asset will also increase.