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1. Commercial paper is issued by large firms with excellent credit ratings all f

ID: 2640690 • Letter: 1

Question

1.

Commercial paper is issued by

large firms with excellent credit ratings

all firms

the federal government

small firms with excellent credit ratings

2.

A financial lease is similar to an operating lease, since

the lease payment is not tax deductible

in both cases the lessee has the use of the asset

the lessee owns the asset

in both cases the lease has a maintenance contract

3.

The matching principle suggests that

1, 2, and 3

2 and 3

1 and 3

1 and 2

4.

The yield on a Treasury bill will increase if

the length of time to maturity decreases

bond prices rise

the premium over its face amount increases

the discount increases

5.

The optimal economic order quantity depend on

1 and 2

2 and 3

1, 2, and 3

1 and 3

6.

Which of the following increases net working capital?

an increase in cash and a decrease in accounts receivable

an increase in plant financed by issuing bonds

an increase in preferred stock and a decrease in accounts payable

an increase in bonds and a decrease in equity

7.

Credit policy requires

1 and 3

1 and 2

1, 2, and 3

2 and 3

8.

If a firm has excess cash that will be needed for a required payment after six months, these funds should not be invested in

commercial paper

bankers' acceptances

corporate bonds

tax anticipation notes

9.

Which of the following may not be used to secure a short-term loan?

equipment

inventory

accounts receivable

retained earnings

10.

Term notes sold to the general public

generally have collateral (i.e., are secured)

are usually for twenty years

have variable interest rates

are generally non-callable

11.

The prime rate is

2 and 3

1 and 3

2 and 4

1 and 4

12.

Excess cash may be invested in short-term money market securities such as

1 and 2

1 and 3

1, 2, and 3

2 and 3

13.

The lower the rate of interest, the smaller is

the economic order quantity

the cost of carrying inventory

the safety stock

the number of units sold

14.

More lenient terms of credit will probably decrease

risk

inventory turnover

sales

receivables turnover

15.

If a firm has excess cash that it will need after a period of four months, the financial manager may acquire

1, 2, and 3

1 and 2

1 and 3

2 and 3

I will reward all of my points to the person who can qickly BEST answer all 15 questions.

a.

large firms with excellent credit ratings

b.

all firms

c.

the federal government

d.

small firms with excellent credit ratings

Explanation / Answer

11.

The prime rate is

2 and 4

12.

Excess cash may be invested in short-term money market securities such as

1, 2, and 3

13.

The lower the rate of interest, the smaller is

the economic order quantity

14.

More lenient terms of credit will probably decrease

d.

receivables turnover

15.

If a firm has excess cash that it will need after a period of four months, the financial manager may acquire

1 and 3

c.

2 and 4