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)Washington-Pacific (W-P) invests $3 million to buy a tract of land and plant so

ID: 2637183 • Letter: #

Question

)Washington-Pacific (W-P) invests $3 million to buy a tract of land and plant some young pine trees. The trees can be harvested in 8 years, at which time W-P plans to sell the forest at an expected price of $6 million. What is W-P's expected rate of return? Round your answer to two decimal places. %

A mortgage company offers to lend you $85,000; the loan calls for payments of $8,964.13 at the end of each year for 30 years. What interest rate is the mortgage company charging you? Round your answer to two decimal places.

You need to accumulate $10,000. To do so, you plan to make deposits of $1,650 per year - with the first payment being made a year from today - into a bank account that pays 10.18% annual interest. Your last deposit will be less than $1,650 if less is needed to round out to $10,000. How many years will it take you to reach your $10,000 goal? Round your answer up to the nearest whole number.
year(s)

How large will the last deposit be? Round your answer to the nearest cent.
$  

Present Value of a Perpetuity

What is the present value of a perpetuity of $100 per year if the appropriate discount rate is 4.22%? Round your answer to the nearest cent.
$  

If interest rates in general were to double and the appropriate discount rate rose to 8.44%, what would its present value be? Round your answer to the nearest cent.
$

Explanation / Answer

A) PV of investment = $3,000,000

FV of investment = $6,000,000

Time = 8 years

Rate of return = ?

Solving for R using the formula = FV = PV * (1 + r)n

We have R = 9.05%

B) PV of loan = $85,000

Yearly payments = $8,964.13

Time = 30 years

Rate of return = ?

Solving for R using the formula = FV = PV * (1 + r)n

We have R = 9.93%

C) FV of savings = $10,000

Deposits per year = $1,650

R = 10.18%

N = ?

Solving for N using the formula = FV = PV * (1 + r)n

N = 4.96 or 5 years.

D) PV of a Perpetuity = PMT / (I/Y)

1) PMT = $100 and I/Y = 4.22%

PV = 100 / 0.0422 = $2,369.67

2) PMT = $100 and I/Y = 8.44%

PV = 100 / 0.0844 = $1,184.83

I hope my solution solves your query.

Regards.