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If you hold a portfolio made up of the following stocks: Investment Value Beta S

ID: 2631996 • Letter: I

Question

If you hold a portfolio made up of the following stocks:

                Investment Value    Beta

Stock X             $4,000                1.5

Stock Y             $5,000                1.0

Stock Z             $1,000                  .5

What is the beta of the portfolio?

You must add one of two investments to an already well- diversified portfolio.

Security A                                            Security B

Expected Return = 14%                    Expected Return = 14%

Standard Deviation of                      Standard Deviation of

Returns = 15.8%                                 Returns = 19.7%

Beta = 1.8                                              Beta = 1.5

If you are a risk averse investor, which one is the better choice?

Explanation / Answer

Beta of Portfolio:-

Weight for stock X= 4000/(4000+5000+1000) =0.4

Weighted beta for Stock X=0.4*1.5 =0.6

Beta of Portfolio=0.6+0.5+0.05=1.15

A risk Averse investor tries to minimize the Risk.

Standard Deviation (Measure of Total risk)= Systematic risk+ Unsystematic risk

(Standard deviation of Portfolio)2 =(Beta*Standard Deviation of market return)2 + (Unsystematic risk) 2

Where, (Beta*Standard Deviation of market return)2 = Systematic Risk

That is Beta measures the Systematic risk.

Unsystematic risk can be reduced through diversification, So the investors should be concerned about the systematic risk(Beta). Thus a risk averse investor will choose security B over security A as security B has lower beta or lower systematic risk than security A. Also the expected returns of both the security is same.

Underlying Invetment value weight= Invetment/Total investement Beta Weighted Beta= weight*Beta Stock X 4000 0.4 1.5 0.6 Stock Y 5000 0.5 1 0.5 Stock Z 1000 0.1 0.5 0.05 Average beta 1.15
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