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Why is the age of 65 considered retirement age? This is the natural age for reti

ID: 2620572 • Letter: W

Question

Why is the age of 65 considered retirement age?

This is the natural age for retirement.

This is the age chosen when Social Security was enacted, based on life expectancy in 1935.

Legally, workers cannot continue in the workforce after this age.

Every civilized country has this retirement age.

A.

This is the natural age for retirement.

B.

This is the age chosen when Social Security was enacted, based on life expectancy in 1935.

C.

Legally, workers cannot continue in the workforce after this age.

D.

Every civilized country has this retirement age.

Explanation / Answer

Answer: B) This is the age chosen when Social Security was enacted, based on life expectancy in 1935

Explanation:

The age of 65 was originally selected as the time for retirement by the “Iron Chancellor,” Otto von Bismark of Germany, when he introduced a social security system to appeal to the German working class and combat the power of the Socialist Party in Germany during the late 1800s. Somewhat cynically, Bismark knew that the program would cost little because the average German worker never reached 65, and many of those who did lived only a few years beyond that age. When the United States finally passed a social security law in 1935 (more than 55 years after the conservative German chancellor introduced it in Germany), the average life expectancy in America was only 61.7 years.

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