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Sentinel Company is considering an investment in technology to improve its opera

ID: 2600118 • Letter: S

Question

Sentinel Company is considering an investment in technology to improve its operations. The investment will require an initial outlay of $251,000 and will yield the following expected cash flows. Management requires investments to have a payback period of 2 years, and it requires a 9% return on investments. (PV of $1, FV of $1. PVA of $1, and FVA of $1) (Use appropriate factor(s) from the table provided.) Period Cash Flow $ 48,000 53,500 75,600 95,500 126,700 Required 1. Determine the payback period for this investment. 2. Determine the break-even time for this investment 3. Determine the net present value for this investment Complete this question by entering your answers in the tabs below.

Explanation / Answer

1.

Year

Cash Flow

‘Cum Cash Flow

0

$    (251,000)

$          (251,000)

1

$         48,000

$          (203,000)

2

$         53,500

$          (149,500)

3

$         75,600

$            (73,900)

4

$         95,500

$              21,600

5

$       126,700

$            148,300

Payback period = A + B/C

Where,
A = Last period with a negative cumulative cash flow = 3 years
B = Absolute value of cumulative cash flow at the end of the period A = $ 75,600
C = Total cash flow during the period after A = $ 95,500

Payback period = 3 + $ 75,600/$ 95,500 = 3 + 0.77 = 3.77 years.

2.

Year

Cash Flow

PV Factor Formula

PV Factor @ 9 %

Discounted Cash Flow

Dic. ‘Cum Cash Flow

0

$    (251,000)

1/(1.09)^0

1

$           (251,000)

$                 (251,000)

1

$ 48,000

1/(1.09)^1

0.917431193

$                44,037

$                 (206,963)

2

$ 53,500

1/(1.09)^2

0.841679993

$                45,030

$                 (161,933)

3

$ 75,600

1/(1.09)^3

0.77218348

$                58,377

$                 (103,556)

4

$ 95,500

1/(1.09)^4

0.708425211

$                67,655

$                   (35,902)

5

$ 126,700

1/(1.09)^5

0.649931386

$                82,346

$                     46,445

Discounted Payback period = A + B/C

Where,
A = Last period with a negative discounted cumulative cash flow = 4 years
B = Absolute value of discounted cumulative cash flow at the end of the period A = $ 35,902
C = Discounted cash flow during the period after A = $ 82,346

Discounted Payback period = 4 + $ 35,902/$ 82,346 = 4 + 0.44 = 4.44 years.

Breakeven time = 4.44 years

3.

Year

Cash Flow

PV Factor Formula

PV Factor @ 9 %

PV

0

$    (251,000)

1/(1.09)^0

1

$            (251,000)

1

$         48,000

1/(1.09)^1

0.917431193

$                44,037

2

$         53,500

1/(1.09)^2

0.841679993

$                45,030

3

$         75,600

1/(1.09)^3

0.77218348

$                58,377

4

$         95,500

1/(1.09)^4

0.708425211

$                67,655

5

$       126,700

1/(1.09)^5

0.649931386

$                82,346

NPV

$                46,445

Net Present Value = $ 46,445

[PV factor is calculated using discount rate as the tables are not uploaded]

Year

Cash Flow

‘Cum Cash Flow

0

$    (251,000)

$          (251,000)

1

$         48,000

$          (203,000)

2

$         53,500

$          (149,500)

3

$         75,600

$            (73,900)

4

$         95,500

$              21,600

5

$       126,700

$            148,300

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