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Jesse Brimhall is single. In 2017, his itemized deductions were $4,000 before co

ID: 2588030 • Letter: J

Question

Jesse Brimhall is single. In 2017, his itemized deductions were $4,000 before considering any real property taxes he paid during the year. Jesse’s adjusted gross income was $70,000 (also before considering any property tax deductions). In 2017, he paid real property taxes of $3,000 on property 1 and $1,200 of real property taxes on property 2.

a. If property 1 is Jesse’s primary residence and property 2 is his vacation home (he does not rent it out at all), what is his taxable income after taking property taxes into account?

b. If property 1 is Jesse’s business building (he owns the property) and property 2 is his primary residence, what is his taxable income after taking property taxes into account?

c. If property 1 is Jesse’s primary residence and property 2 is a parcel of land he holds for investment, what is his taxable income after taking property taxes into account?

Explanation / Answer

a) taxable income after property taxes =$58,000

        The property tax on both properties are deductible as itemized deductions because neither property is used for business or rental activities and the sum of Jesse’s itemized deductions, including property taxes, exceeds his standard deduction

         description

          amount

1) AGI

$70,000

2) standard deductions

($5,950)

3) itemised deductions(4,000+3,000+1,200)

($8,200)

4) personal exemption

($3,800)

taxable income after property taxes(70,000-8,200-3,800)

$58,000

b) taxable income after property taxes = $57,300

The property tax on the business building is deductible for AGI, and the tax on the personal residence is deductible as an itemized deduction :

                    description

          amount

1) AGI

$70,000

2) business property taxes (AGI deductions)

($3,000)

3)AGI (70,000-3,000)

($67,000)

4)basic standard deduction

($5,950)

5)itemised deductions (including property taxes)(4,000+2,000)

$5,200

6)greater of standard deductions or itemised deductions

$5,950

7) personal exemption

($3,800)

    taxable income after property tax

$57,250

c) taxable income after property tax =$58,000

             The property taxes on both properties (residence and investment property) are deductible as itemized deductions because neither property is used for business or rental activities

         description

          amount

1) AGI

$70,000

2) standard deductions

($5,950)

3) itemised deductions(4,000+3,000+1,200)

($8,200)

4) personal exemption

($3,800)

taxable income after property taxes(70,000-8,200-3,800)

$58,000

         description

          amount

1) AGI

$70,000

2) standard deductions

($5,950)

3) itemised deductions(4,000+3,000+1,200)

($8,200)

4) personal exemption

($3,800)

taxable income after property taxes(70,000-8,200-3,800)

$58,000

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