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6. value 170 points Problem 11-21A Net Present Value Analysis of a Lease or Buy

ID: 2587448 • Letter: 6

Question

6. value 170 points Problem 11-21A Net Present Value Analysis of a Lease or Buy Decision [L011-2] The Riteway Ad Agency provides cars for its sales staff. In the past, the company has always purchased its cars from a dealer and then sold the cars after three years of use. The company's present fleet of cars is three years old and will be sold very shortly. To provide a replacement fleet, the company is considering two alternatives Purchase alternative: The company can purchase the cars, as in the past, and sell the cars after three years of use. Ten cars will be needed, which can be purchased at a discounted price of $31,000 each. If this alternative is accepted, the following costs will be incurred on the fleet as a whole: Annual cost of servicing, taxes, and licensing Repairs, first year Repairs, second year Repairs, third year S 4.700 $ 2,600 $ 5,100 $ 7,100 At the end of three years, the fleet could be sold for one-half of the original purchase price. Lease alternative: The company can lease the cars under a three-year lease contract. The lease would be $66,000 per year (the first payment due at the end of Year 1). As part of this lease cost, the owner would provide all servicing and repairs, license the cars, and pay all the taxes. Riteway would be required to make a $13,000 security deposit at the beginning of the lease period, which would be refunded when the cars were returned to the owner at the end of the lease contract cost Riteway Ad Agency's required rate of return is 16%. Click here to view Exhibit 118-1 and Exhibit 113.2, to determine the appropriate discount factor(s) using tables Reauired

Explanation / Answer

OPTION A - IF PURCHASE IS MADE

PRESENT VALUE FOR TOTAL COST OF PURCHASE

YEAR

VALUE

DISCOUNT VALUE @ 16%

PRESENT VALUE

Initial cost ($31000 * 10 cars)

0

-310000

1.0000

-310000

Annual cost

01-03

-4700

2.246

-10556.2

Repairs First Year

1

-2600

0.862

-2241.2

Repairs Second Year

2

-5100

0.743

-3789.3

Repairs Third Year

3

-7100

0.641

-4551.1

Resale value of cars

3

155000

0.641

99355

-231782.8

OPTION B - IF LEASE OPTION IS MADE

PRESENT VALUE FOR TOTAL COST OF LEASE

YEAR

VALUE

DISCOUNT VALUE @ 16%

PRESENT VALUE

Initial Deposit

0

-13000

1.0000

-13000

Annual Lease cost

01-03

-66000

2.246

-148236

Return of Initial Deposit

3

13000

0.641

8333

-152903

From the above both calculations, it is clear that company will incur less cost

if it goes for lease option.

OPTION A - IF PURCHASE IS MADE

PRESENT VALUE FOR TOTAL COST OF PURCHASE

YEAR

VALUE

DISCOUNT VALUE @ 16%

PRESENT VALUE

Initial cost ($31000 * 10 cars)

0

-310000

1.0000

-310000

Annual cost

01-03

-4700

2.246

-10556.2

Repairs First Year

1

-2600

0.862

-2241.2

Repairs Second Year

2

-5100

0.743

-3789.3

Repairs Third Year

3

-7100

0.641

-4551.1

Resale value of cars

3

155000

0.641

99355

-231782.8

OPTION B - IF LEASE OPTION IS MADE

PRESENT VALUE FOR TOTAL COST OF LEASE

YEAR

VALUE

DISCOUNT VALUE @ 16%

PRESENT VALUE

Initial Deposit

0

-13000

1.0000

-13000

Annual Lease cost

01-03

-66000

2.246

-148236

Return of Initial Deposit

3

13000

0.641

8333

-152903

From the above both calculations, it is clear that company will incur less cost

if it goes for lease option.