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A firm is considering purchasing a new milling machine and has collected the fol

ID: 2575789 • Letter: A

Question

A firm is considering purchasing a new milling machine and has collected the following information for its income statement and cash flow statement. However, this income statement was calculated as if there is no inflation! All dollars are expressed in constant (year-0) dollars. Recalculate the income and cash flow statement by assuming there is a general (average) inflation of 2.7% applied to revenue, O&M, and salvage value.

A firm is considering purchasing a new milling machine and has collected the following information for its income statement and cash flow statement. However, this income statement was calculated as if there is no inflation! All dollars are expressed in constant (year-0) dollars. Recalculate the income and cash flow statement by assuming there is a general (average) inflation of 2.7% applied to revenue, O&M, and salvage value.

- The firm will pay back the loan in 2 years, and the annual loan payment is $09,262. - The tax rate is 33%. - The revenue for year 1 is $37,000 and $33,000 for year 2. - O&M for year 1 is $13,000 and $14,300 for year 2. - The interest paid on the debt is $941 for year 1 and $483 for year 2. - The taxable income is $14,914 for year 1 and $11,237 for year 2. - The income taxes are $4,922 for year 1 and $3,708 for year 2. - The milling machine costs $57,000. - The salvage value at the end of year 2 is $44,000. Calculate the IRR of the cash flow based on actual dollars. Express your answer as a percentage between 0 and 100. You should calculate the depreciation based on the information given in the problem, but do not refer to the MACRS table. You will also need to calculate the amount that is borrowed and that goes to the principal on the debt in years 1 and 2."

Explanation / Answer

To recalculate the Income statement after factoring in inflation, let's first make the income statement at constant $ to figure out the depreciation which is assumed to be the balancing figure to reach the taxable income given in the question:

Constant dollars

Year 1

Year 2

Revenue

         37,000

         32,000

O&M

         13,000

         14,300

Depreciation (balancing figure)

           8,145

           5,980

Operating Income

         15,855

         11,720

Interest

              941

               483

Taxable income

         14,914

         11,237

Tax thereon @ 33%

           4,922

           3,708

Considering an annual inflation rate of 2.7%, the revised income statement for 2 years is working out to as shown below:

Constant dollars

Inflation factor

With inflation @ 2.7%

Year 1

Year 2

Year 1

Year 2

Year 1

Year 2

Revenue

         37,000

         32,000

102.7%

105.5%

           37,999

           33,751

O&M

         13,000

         14,300

102.7%

105.5%

           13,351

         15,083

Depreciation

           8,145

           5,980

100.0%

100.0%

              8,145

              5,980

Operating Income

         15,855

         11,720

           16,503

           12,689

Interest

               941

               483

100.0%

100.0%

                 941

                 483

Taxable income

         14,914

         11,237

           15,562

           12,206

Tax thereon @ 33%

           4,922

           3,708

              5,135

              4,028

In the above calculation, inflation factor for year 2 is 102.7% x 102.7%= 105.5% & inflation factor for depreciation is taken as 100% as depreciation is calculated at historical cost. Also, interest is payable on actual loan taken & hence has inflation factor as 100%.

Amount taken on loan = Amount repaid in 2 years (-) Interest component = (9262 x 2) - (941+483) = 18524 (-) 1424 = $ 17100

Cash flow statement at actual $ is given below:

Year 0

Year 1

Year 2

Loan taken

          17,100

Funding from equity/internal accruals

          39,900

Milling machine bought

        (57,000)

Operating cash flows

                    -  

         19,513

         14,641

Loan repayment + Interest

                    -  

         (9,262)

         (9,262)

Salvage value

                    -  

0

         46,408

Net cash flows

                    -  

         10,251

         51,787

Note: (1) Difference between cost of the machine & loan taken is assumed to be funded through equity/retained earnings in Year 0. (2) Operating cash flows in Year 1 & Year 2 are calculated as Revenue (-) O&M (-) Tax (3) Salvage value of the machine is calculated with an inflation factor of 105.5% as it would be sold at the end of Year 2.

For calculating IRR of the project, above cash flow statement is modified to exclude funding & repayment of loan and is shown below:

Year 0

Year 1

Year 2

Milling machine bought

        (57,000)

Operating cash flows

                    -  

         19,513

         14,641

Salvage value

                    -  

0

         46,408

Net cash flows

        (57,000)

         19,513

         61,049

IRR for the above cashflow is working out to 22%.

Constant dollars

Year 1

Year 2

Revenue

         37,000

         32,000

O&M

         13,000

         14,300

Depreciation (balancing figure)

           8,145

           5,980

Operating Income

         15,855

         11,720

Interest

              941

               483

Taxable income

         14,914

         11,237

Tax thereon @ 33%

           4,922

           3,708

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