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A stockbroker has proposed two investments in low- rated corporate bonds paying

ID: 2570336 • Letter: A

Question

A stockbroker has proposed two investments in low- rated corporate bonds paying high interest rates and selling at steep discounts (junk bonds). The bonds ane rated as equally risky and both mature in 15 years. 8-5 Annual Current Market 0% nd Stated Interest Price with Value Payment Commission Bond Gen Dev $1000 S 67 RJR $480 630 1000 98 (a) Construct a choice table for interest rates from (b) Which, if any, of the bonds should you buy if (e) Are there professional ethics standards for stock 0%to100% your MARR is 20%? om brokers in the U.S.? What are some common ethical pitfalls?

Explanation / Answer

CHOICE TABLE

Years

Gen Dev

RJR

i%

Gen Dev

RJR

0

-480

-630

0

$1,525.00

$1,840.00

1

67

98

5

$1,243.45

$1,596.22

2

67

98

10

$816.00

$1,082.79

3

67

98

15

$581.67

$793.94

4

67

98

20

$445.16

$621.10

5

67

98

25

$360.75

$511.39

6

67

98

30

$305.51

$437.82

7

67

98

35

$267.40

$385.99

8

67

98

40

$239.85

$347.85

9

67

98

45

$219.12

$318.75

10

67

98

50

$202.98

$295.84

11

67

98

55

$190.04

$277.33

12

67

98

60

$179.44

$262.06

13

67

98

65

$170.57

$249.23

14

67

98

70

$163.03

$238.30

15

1067

1098

75

$1,156.54

$1,228.86

IRR

16%

17%

80

$84.05

$122.80

85

$78.91

$115.38

90

$74.51

$108.95

95

$70.57

$103.20

100

$67.03

$98.03

CHOICE TABLE

Years

Gen Dev

RJR

i%

Gen Dev

RJR

0

-480

-630

0

$1,525.00

$1,840.00

1

67

98

5

$1,243.45

$1,596.22

2

67

98

10

$816.00

$1,082.79

3

67

98

15

$581.67

$793.94

4

67

98

20

$445.16

$621.10

5

67

98

25

$360.75

$511.39

6

67

98

30

$305.51

$437.82

7

67

98

35

$267.40

$385.99

8

67

98

40

$239.85

$347.85

9

67

98

45

$219.12

$318.75

10

67

98

50

$202.98

$295.84

11

67

98

55

$190.04

$277.33

12

67

98

60

$179.44

$262.06

13

67

98

65

$170.57

$249.23

14

67

98

70

$163.03

$238.30

15

1067

1098

75

$1,156.54

$1,228.86

IRR

16%

17%

80

$84.05

$122.80

85

$78.91

$115.38

90

$74.51

$108.95

95

$70.57

$103.20

100

$67.03

$98.03

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