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During the year, Jerome, who is 58 years old, paid the expenses shown in the fol

ID: 2567869 • Letter: D

Question

During the year, Jerome, who is 58 years old, paid the expenses shown in the following table. The amount of each expense shown in the table is net of any insurance reimbursements received. Jerome's AGI is $81,000 In items 1 through 6, enter the amounts that are reportable unreimbursed medical expense deductions, subject to a statutory percentage limitation, if any, in the shaded cells. Enter all amounts as positive values. If none of a particular unreimbursed expense is a reportable medical expense deduction, enter a zero (0) for that expense NOTE: Disregard all AGI limitations, if any, in completing the first section of this table In items 7 through 9, enter the amounts as indicated in the shaded cells. Indicate negative numbers by using a leading minus (-) sign Amount deductible on Schedule A Expense Amount 1. Medical insurance premiums paid with after-tax $2,340.00 dollars 2. Disability insurance premiums 3. Vision correction surgery 4. Hair transplant procedure 5. Nose reconstruction surgery to improve appearance $4,000.00 6. Dependent father's medical expenses paid by $600.00 $2,400.00 $1,010.00 Jerome during the year Total amount from above 7. AGI limitation (in dollars) Total amount deductible on Schedule A $3,700.00 $14,050.00 $0.00 $0.00

Explanation / Answer

Calculation of Deductible Medical Expenses

S.NO.

Expense

Amount

Amount Deductible on A

Reason

1

Medical Insurance Premium

2,340

2,340

If you pay for your own insurance, you’re eligible to deduct any premiums you pay.

2

Disability insurance premiums

600

600

If you pay for your own insurance, you’re eligible to deduct any premiums you pay.

3

Vision Correct Surgery

2,400

2,400

It is a qualified medical expense as per IRS

4

Hair Transplant

1,010

0

Cosmetic surgery is not a deductible medical expense

5

Nose reconstruction surgery

4,000

0

It not a qualified medical expense at it falls under cosmetic surgery

6

Medical expense of dependent expense

3,700

3,700

Medical expense on self, spouse and dependents is a qualified medical expense

TOTAL AMOUNT

14,050

9,040

7

AGI Limitation

-8,100

See Note 1

TOTAL AMOUNT DEDUCTIBLE ON SCHEDULE A

940

Note 1: An individual can take deduction of qualified medical expenses exceeding 10% of the AGI.

AGI = $81,000

10% of AGI= $8,100

S.NO.

Expense

Amount

Amount Deductible on A

Reason

1

Medical Insurance Premium

2,340

2,340

If you pay for your own insurance, you’re eligible to deduct any premiums you pay.

2

Disability insurance premiums

600

600

If you pay for your own insurance, you’re eligible to deduct any premiums you pay.

3

Vision Correct Surgery

2,400

2,400

It is a qualified medical expense as per IRS

4

Hair Transplant

1,010

0

Cosmetic surgery is not a deductible medical expense

5

Nose reconstruction surgery

4,000

0

It not a qualified medical expense at it falls under cosmetic surgery

6

Medical expense of dependent expense

3,700

3,700

Medical expense on self, spouse and dependents is a qualified medical expense

TOTAL AMOUNT

14,050

9,040

7

AGI Limitation

-8,100

See Note 1

TOTAL AMOUNT DEDUCTIBLE ON SCHEDULE A

940