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Your father offers you a choice of $100,000 in 13 years or $45,000 today. If the

ID: 2532564 • Letter: Y

Question

Your father offers you a choice of $100,000 in 13 years or $45,000 today. If the interest rate is 9 percent, how much is the $100,000 worth now? (Enter your answer as a positive number rounded to 2 decimal places.)
  



a-2. Which offer should you choose?
  

$100,000 in 13 years

$45,000 today

b-1. Now assume the offer is $100,000 in 10 years or $45,000 today. How much is the $100,000 at 9 percent for 10 years worth now? (Enter your answer as a positive number rounded to 2 decimal places.)
  
  


b-2. Now, which offer should you choose?
  

$100,000 in 10 years

$45,000 today

Explanation / Answer

Dear Student Thank you for using Chegg Please find below the answer Statementshowing Computations Paticulars Amount a-1 Amount to be received after 13 Years         100,000.00 Present Value factor at 9% for 13 Years                  0.3262 _PV of 100,000            32,617.86 a-2 $45,000 today b-1 Amount to be received after 10 Years         100,000.00 Present Value factor at 9% for 10 Years                  0.4224 _PV of 100,000            42,241.08 b-2 $45,000 today Time PVF at 9%                                                                         1.00                  0.9174                                                                         2.00                  0.8417                                                                         3.00                  0.7722                                                                         4.00                  0.7084                                                                         5.00                  0.6499                                                                         6.00                  0.5963                                                                         7.00                  0.5470                                                                         8.00                  0.5019                                                                         9.00                  0.4604                                                                       10.00                  0.4224                                                                       11.00                  0.3875                                                                       12.00                  0.3555                                                                       13.00                  0.3262

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