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You recently inherited from your late uncle a US government bond that matures De

ID: 2482317 • Letter: Y

Question

You recently inherited from your late uncle a US government bond that matures December 31, 2025. The bond has a face value of 20,000 USD, which is equal to its redemption value. It pays an annual interest of 8%, payable semi-annually (i.e. as 4%) on June 30 and December 31 of each year. Answer the following question by performing your calculations both analytically and by using the relevant Excel functions.

a) If you wish to earn a 5% semi-annual return on your bond investment, what is the value of this bond to you on July 1, 2016?

Explanation / Answer

Given Conditions Details Amt $ Bond Face value                 20,000 Semi Annual Interest @4%                       800 As on Jul 12016. there are 9.5 years due for maturity   with 19 semi annual inetersts due. Expected return =5% semi annually. So theoratically Bond Price as on Jul 1.2016 will be   the PV of the Annuity of 19 payments of $800 and PV of   Maturity Value $20,000 after 9.5 years all discounted at semi annual discount rate of 5%. Calculation of Bond Price Periods Cash Flow Interest+Maturity   PV factor @5% PV of Cash flows=PV factor*Cash Flow Period 1                       800                0.952              761.90 Period 2                       800                0.907              725.62 Period 3                       800                0.864              691.07 Period 4                       800                0.823              658.16 Period 5                       800                0.784              626.82 Period 6                       800                0.746              596.97 Period 7                       800                0.711              568.55 Period 8                       800                0.677              541.47 Period 9                       800                0.645              515.69 Period 10                       800                0.614              491.13 Period 11                       800                0.585              467.74 Period 12                       800                0.557              445.47 Period 13                       800                0.530              424.26 Period 14                       800                0.505              404.05 Period 15                       800                0.481              384.81 Period 16                       800                0.458              366.49 Period 17                       800                0.436              349.04 Period 18                       800                0.416              332.42 Period 19                 20,800                0.396          8,231.27 $   17,582.94 So Bond Price as on Jul 1.2016. is $17,582.94

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