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BUDGETING AND PLANNING Iron Creatures Enterprises, a merchandising entity, has p

ID: 2471191 • Letter: B

Question

BUDGETING AND PLANNING

Iron Creatures Enterprises, a merchandising entity, has provided the following budgeted information:

February March April May

Total Sales $100,000 $?????? $?????? $??????

Merchandise Purchases $60,000 $90,000 $120,000 $70,000

Cash sales account for one-fifth of total sales, while the remaining four-fifths are on account. Iron Creatures budgets

for sales of 10,000 units in February. Unit sales projected for March, April, and May are 12,000 (March), 11,000

(April), and 14,000 units (May).

Past experience indicates collections on account are as follows:

• 40% will be collected in the month of sale

• 45% will be collected in the following month

• 10% will be collected in the 2nd month following the sale

• 5% are never collected

Purchases of merchandise inventory are all on credit; 25% is paid in the month of purchase, 50% is paid in the 1st

month after the purchase and 25% in the 2nd month following the purchase.

Other items budgeted include the following:

A) Selling and Administrative Expenses of $70,000 per year, including $10,000 of annual depreciation expense

B) Equipment costing $45,000 will be purchased for cash in April

C) Fixed assets with a cost of $30,000 and accumulated depreciation of $18,000 will be sold in May; a gain of

$5,000 is expected to be realized

D) The company will purchase stock of various other companies in the month of April, paying $20,000 cash

E) Interest on any line of credit loan must be paid monthly

Iron Creatures wishes to maintain a minimum cash balance of $12,000 at the end of each month. The company

borrows money from the bank at 6% interest if necessary to maintain the minimum cash balance. Borrowed money

is repaid in months when there is an excess cash balance. The beginning cash balance on April 1 is projected to be

$12,000. The beginning loan balance on April 1 is projected to be $31,000.

1) Complete the supporting schedules for cash collections from sales and cash payments for merchandise.

CASH COLLECTIONS ON SALES

Collection Month

Sale Month Feb. March April May June July Never

CASH SALES

April (TOTAL: ___________)

May (TOTAL: ___________)

CREDIT SALES

February (TOTAL: ___________)

March (TOTAL: ___________)

April (TOTAL: ___________)

May (TOTAL: ___________)

TOTAL COLLECTION ON CREDIT

CASH PAYMENTS ON MERCHANDISE PURCHASES (3 points)

Payment Month

Purchase Month Feb. March April May June July Never

CREDIT SALES

February (TOTAL: ___________)

March (TOTAL: ___________)

April (TOTAL: ___________)

May (TOTAL: ___________)

TOTAL PAYMENT ON MERCHANDISE

2) Prepare a cash budget for Iron Creatures Enterprises for the months of April and May. Be sure to indicate the
ending cash balance and ending loan balance for each month. (14 points; each error is a 1-point deduction)

APRIL MAY
Beginning of Month Loan Balance $ ___________________ $ ___________________
-----------------------------------------------------------------------------------------------------------------------------------------------------
Beginning of Month Cash Balance $ ___________________ $ ___________________
Add: Collections from Customers
Cash Sales ___________________ ___________________
Credit Sales ___________________ ___________________
Add: _______________________ ___________________ ___________________
Less: Payment for Merchandise Purchases ___________________ ___________________
Less: _______________________ ___________________ ___________________
Less: _______________________ ___________________ ___________________
Less: _______________________ ___________________ ___________________
Less: _______________________ ___________________ ___________________
Preliminary End of Month Cash Balance ___________________ ___________________
Add: Loan Additions ___________________ ___________________
Less: Loan Payment s ___________________ ___________________
End of Month Cash Balance $ ___________________ $ ___________________
-----------------------------------------------------------------------------------------------------------------------------------------------------
End of Month Loan Balance $ ___________________ $

Explanation / Answer

NOTE : 1. Sale of Fixed Asset = Cost - Cumulative Depreciation + Gain

                                           = 30000 - 18000 + 5000

                                           = 17000

             2. Selling and Administrative cost is allocated $ 5000 monthly and depreciation is not a cash item son excluded from it.

                                               CASH BUDGET               PARTICULARS    APRIL        MAY Beginning of the Loan Balance      31,000.00      49,000.00 Beginning of the Cash Balance      12,000.00      12,000.00 Add : Collection from Customers Cash Sales      22,000.00      28,000.00 Credit Sales    108,000.00    117,500.00 Add : Sale of Fixed Asset      17,000.00    142,000.00    174,500.00 Less : Payment for Merchandise Purchase      90,000.00    100,000.00 Less : Selling Administrative Expenses        5,000.00        5,000.00 Less : Equipment Purchase      45,000.00 Less : Stock Purchase      20,000.00 Less : Interest Payment        4,800.00    160,000.00    109,800.00 Preliminary End of the Month Balance      (6,000.00)      76,700.00 Add : Loan Addition      18,000.00 Less : Loan Repayment                     -        49,000.00 End of the Month Cash Balance      12,000.00      27,700.00 End of the Month Loan Balance      49,000.00                     -