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Once the ratio analysis is completed answer the following questions. 1. Does the

ID: 2463594 • Letter: O

Question

Once the ratio analysis is completed answer

the following questions.

1.

Does the firm have any problem areas that you would investigate further if you were a

manager?

2.

Are there any other specific pieces of information that you would request from your

management team with regards to this firm? If so, why?

3.

Would you invest money in this firm based on your analysis?

Liquidity Ratios

Current ratio = Current assets / Current liabilities

Year 2015

89378 / 80610 = 1.11

Year 2014

68531 / 63448 = 1.08

Year 2013

73286 / 43658 = 1.68

Quick ratio = (Current assets – Inventory) / Current liabilities

Year 2015

(89378 – 2349) / 80610 = 1.08

Year 2014

(68531 – 2111) / 63448 = 1.05

Year 2013

(73286 - 1764) / 43658 = 1.64

*All ratios rounded to two decimal places.*

Profitability Ratios

Return on Equity = Net income after taxes / Common stock holders’ equity

Year 2015

53394 / 119355 = 0.4474 = 44.74%

Year 2014

39510 / 111547 = 0.3542 = 35.42%

Year 2013

37037 / 123549 = 0.2998 = 29.98%

Return on Assets = Net income after taxes / Total assets

Year 2015

53394 / 290479 = 0.1838 = 18.38%

Year 2014

39510 / 231839 = 0.1704 = 17.04%

Year 2013

37037 / 207000 = 0.1789 = 17.89%

Gross Profit Margin = Gross profits / Sales

Year 2015

93626 / 233715 = 0.4006 = 40.06%

Year 2014

70537 / 182795 = 0.3859 = 38.59%

Year 2013

64304 / 170910 = 0.3762 = 37.62%

Operating Profit Margin = Operating profits / Sales

Year 2015

71230 / 233715 = 0.3048 = 30.48%

Year 2014

52503 / 182795 = 0.2872 = 28.72%

Year 2013

48999 / 170910 = 0.2867 = 28.67%

Net Profit Margin = Net income / Sales

Year 2015

53394 / 233715 = 0.2285 = 22.85%

Year 2014

39510 / 182795 = 0.2161 = 21.61%

Year 2013

37037 / 170910 = 0.2167 = 21.67%

*All ratios rounded to two decimal places.*

Activity Ratios

Inventory Turnover = Cost of goods sold / Inventory

Year 2015

140089 / 2349 = 59.64

Year 2014

112258 / 2111 = 53.18

Year 2013

106606 / 1764 = 60.43

Account Receivable Turnover = Sales / Accounts receivable

Year 2015

233715 / 16849 =13.87

Year 2014

182795 / 17460 = 10.47

Year 2013

170910 / 13102 = 13.04

Total Asset Turnover = Sales / Total assets

Year 2015

233715 / 290479 = 0.80

Year 2014

182795 / 231839 = 0.79

Year 2013

170910 / 207000 = 0.83

Average Collection Period = Sales / Accounts receivable = 365 / Receivable turnover

Year 2015

233715 / 16849 = 13.87 = 365 / 13.87 = 26.32

Year 2014

182795 / 17460 = 10.47 = 365 / 10.47 = 34.86

Year 2013

170910 / 13102 = 13.04 = 365 / 13.04 = 27.99

*All ratios rounded to two decimal places.*

Market Ratios

Earnings per Share = Net income available to common stockholders / Shares outstanding

Earnings per Share = (Net profits after taxes – Preferred stock) / Shares outstanding

Year 2015

(53394000 – 12600000) / 5578753 = 7.31

Year 2014

(39510000 - 1260000) / 5866161= 4.59

Year 2013

(37037000 - 12600000) / 6294494 = 3.89

Price Earnings = Market price of common stock / Earnings per share

Year 2015

117.63 / 7.31 = 16.09

Year 2014

108.53 / 4.59 = 23.64

Year 2013

77.18 / 3.89 = 19.84

Market to Book = Market value per share / Book value per share

Market to Book = Market value per share / (Total stock holders’ equity / Shares outstanding)

Year 2015

117.63 / (119355000 / 5578753) = 117.63 / 21.39 = 5.50

Year 2014

108.53 / (111547000 / 5866161) = 108.53 / 19.02 = 5.71

Year 2013

77.18 / (123549000 / 6294494) = 77.18 / 19.63 = 3.93

*All ratios rounded to two decimal places.*

Explanation / Answer

1- Like management of current asset is also a problem because company is good in Quick ratio but underperforming in current ratio so that analyst would require more information regarding management of inventory and receiables.

ii company's Inventory turnover ratio is increasing so further details of Inventory management would be required.

iii comapny EPS is increasing and Book to market ratio is constant while PE ratio is decreasing so further information would be needed to further investigate the issue.

2- some important information would be required

(1) details of income statement and sales value would be required for further investigate the things

(2) details regarding expenditure would also be required so that expenditure management would be done.

(3) details of formation of total assets and liabilties would also be required to check the financial health of company

3-Analysis of Liquidity Ratio

2- Profitability ratio

Operating Profit ratio is also increasing

So overall Profitability ratio are postive so it is a good sign of company's profitability

3- Turnover ratio

debtors collection period is increasing so its a sign of worry about the collection of recivables

So overall turnover ratio are postive and constant so it is a good sign of company's working

4- Market Ratio

PE ratio is decreasing this means market price of the share is not performing well

Market to book value ratio is almost constant that means book value of share is almost equal to market value. its a good sign.

market ratio: all market ratio's are performing well so its a good sign of good financial health of company

Overall conclusion: Investor should opt for the shares of this firm for investment because company is performing in all the areas of like profitablity, working capital management, utilisation of resources and market performance of the comapny.

Year 15 14 13 Comment current ratio 1.11 1.08 1.68 Ideal ratio is 2:1 but company is operating below the ideal ratio. company should focus on working capital management. so its alarming signal to company to work on working capital Management Overall conclusion is that comapny is having excess investment in Inventory Quick Ratio 1.08 1.05 1.04 Ideal ratio is 1:1 and company is having quick ratio around nearby ideal ratio so comapny is managing its core current assets to a great extent. It is ok
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