Visit the United States Department of Labor website at http://www.dol.gov and lo

Question

Visit the United States Department of Labor website at http://www.dol.gov and look up the rules concerning garnishment of wages. For this activity, you will describe your state’s laws on garnishments. In a separate paragraph, explain why you think that garnishments are necessary or what alternatives to garnishments may be available. Is there a priority that is followed concerning wage attachments? Which wages are attached first? Are any wages exempt? If so, which ones and why? Explain any differences between your state laws and the DOL compliance information.

Explanation / Answer

Your wages may be garnished if you owe child support, student loans, or back taxes, or a court judgment has been entered against you. A wage garnishment is when a court issues an order requiring your employer to withhold a certain amount of your paycheck and send it directly to the person or institution to whom you owe money, until your debt is paid off. Different garnishment rules apply to different types of debt -- and there are legal limits on how much of your paycheck can be garnished.

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