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tax forms 63. During 2018, your clicnts, Mt. and Mrs. Howell, owned the followin

ID: 2428492 • Letter: T

Question

tax forms 63. During 2018, your clicnts, Mt. and Mrs. Howell, owned the following investment asscts: Broker's Commission Paid at Time of Purchase $ 100 Investment Assets 300 shares of IBM common 200 shares of IBM common 3,000 shares of Apple preferred 2,100 shares of Cisco common 420 shares of Vanguard mutual fund Date Acquired 11/22/2015 4/3/2016 12/12/2016 8/14/2017 3/2/2018 Purchase Price $ 10,350 43,250 147,000 52,500 14,700 300 1,300 550 "No commissions are charged when no-load mutual funds are bought and sold. Because of the downturn in the stock market, Mr. and Mrs. Howell decided to sell most of their stocks and the mutual fund in 2018 and to reinvest in municipal bonds. The following investment assets were sold in 2018 Investment Assets 300 shares of IBM common 3,000 shares of Apple preferred 2,100 shares of Cisco common 451 shares of Vanguard mutual fund Broker's Commissior Paid at Time of Sale S 100 Date Sold 5/6 10/5 8/15 12/21 Sale Price $ 13,700 221,400 63,250 15,700 2,000 650 No-load fund* "No oon misssons are charged when ?0-load mutual funds are bought and told. The Howells' broker issued them a Form 1099-B showing the sales proceeds net of the commissions paid. For example, the IBM sales proceeds were reported aa $13,600 on the Form 1099-B they received. In addition to the sales reflected in the table above, the Howells provided you with the following additional information concerning 2018 The Howells received a Form 1099-B from the Vanguard mutual fund reporting a $900 long-term capital gain distribution. This distribution was reinvested in 31 additional Vanguard mutual fund shares on 6/30/2018. . In 2013, Mrs. Howell loaned $6,000 to a friend who was starting a new multilevel Page 7-42 marketing company called LD3. The friend declared bankruptcy in 2018, and Mrs. Howell has been notificd she will not be receiving any repayment of the loan. . The Howells have a $2,300 short-term capital loss carryover and a S4,800 long-tcrm capital loss carryover from prior years . The Howells did not instruct their broker to sell any particular lot of IBM stock. . The Howells carned $3,000 in municipal bond intcrest, $3,000 in interest from corporate bonds, and 54,000 in qualified dividenda Assume the Howells have $130,000 of wage income during the ycar a. Go to the IRS website (www.irs.gov Q) and downiload the most current version of Form 8949 and Schedule D. Use Form 8949 and page 1 of Schedule D to compute net long-term and short-term capital gains. Then, compute the Howells' tax liability for the ycar (ignoring the altcrnative minimum tax and any phase-out provisions) assuming they file a joint return, they have no dependents, they don't make any special tax clections, and their itemized deductions total $25,000. Assume that assct bases are reported to the IRS s.

Explanation / Answer

Answer a)

Form 8949 with schedule D

For Short Term Profit/loss

Adjustment, if any, to gain or loss. If you enter an amount in column (g), enter a code in column (f). See the separate instructions.

(a) Description of property (Example: 100 sh. XYZ Co.)

Date acquired (Mo., day, yr.)

(c) Date sold or disposed of (Mo., day, yr.)

(d) Proceeds (sales price) (see instructions)

(e) Cost or other basis. See the Note below and see Column (e) in the separate instructions

(f) Code(s) from instructions

Amount of adjustment

(h) Gain or (loss). Subtract column (e) from column (d) and combine the result with column (g)

451 Shares of vangaurd mf

3/2/2016

12/21/2016

15700

14700

1000

total

15700

14700

1000

For Long Term Profit/loss

Adjustment, if any, to gain or loss. If you enter an amount in column (g), enter a code in column (f). See the separate instructions.

(a) Description of property (Example: 100 sh. XYZ Co.)

Date acquired (Mo., day, yr.)

(c) Date sold or disposed of (Mo., day, yr.)

(d) Proceeds (sales price) (see instructions)

(e) Cost or other basis. See the Note below and see Column (e) in the separate

instructions

(f) Code(s) from instructions

Amount of adjustment

(h) Gain or (loss). Subtract column (e) from column (d) and combine the result with column (g)

300 Shares of IBM

11/22/2013

05/06/2016

13600

10450

3150

3000 Shares of Apple preferred

12/12/2014

10/05/2016

219400

148300

71100

2100 Shares of Casco

8/14/2015

8/15/2016

62600

51950

10650

total

295600

210700

84900

Answer (b)

Wages

130000

Interest

6000

3000

Qualifying dividend

4000

0

Short term capital gain

1000

Short term capital gain bought forward

           (2,300)

0

Long term capital Gain

84900

Long term capital Gain distribution

900

Long term capital gain bought forward

           (4,800)

Other loss

           (6,000)

              75,000

AGI

            208,000

Less Itimized deductions

25000

Taxable Income

            183,000

We recommended that he should hold the shares of Apple preferred till next year.

Therefore, His taxable income go down and save the tax.

Answer (c)

Wages

130000

Interest

6000

3000

Qualifying dividend

4000

0

Short term capital gain

1000

Short term capital gain bought forward

          (82,300)

0

Long term capital Gain

84900

Long term capital Gain distribution

900

Long term capital gain bought forward

           (4,800)

Other loss

           (6,000)

              75,000

AGI

            208,000

Less Itimized deductions

25000

Taxable Income

            183,000

In this case we carry $ 81300 loss to next year.

Answer a)

Form 8949 with schedule D

For Short Term Profit/loss

Adjustment, if any, to gain or loss. If you enter an amount in column (g), enter a code in column (f). See the separate instructions.

(a) Description of property (Example: 100 sh. XYZ Co.)

Date acquired (Mo., day, yr.)

(c) Date sold or disposed of (Mo., day, yr.)

(d) Proceeds (sales price) (see instructions)

(e) Cost or other basis. See the Note below and see Column (e) in the separate instructions

(f) Code(s) from instructions

Amount of adjustment

(h) Gain or (loss). Subtract column (e) from column (d) and combine the result with column (g)

451 Shares of vangaurd mf

3/2/2016

12/21/2016

15700

14700

1000

total

15700

14700

1000

For Long Term Profit/loss

Adjustment, if any, to gain or loss. If you enter an amount in column (g), enter a code in column (f). See the separate instructions.

(a) Description of property (Example: 100 sh. XYZ Co.)

Date acquired (Mo., day, yr.)

(c) Date sold or disposed of (Mo., day, yr.)

(d) Proceeds (sales price) (see instructions)

(e) Cost or other basis. See the Note below and see Column (e) in the separate

instructions

(f) Code(s) from instructions

Amount of adjustment

(h) Gain or (loss). Subtract column (e) from column (d) and combine the result with column (g)

300 Shares of IBM

11/22/2013

05/06/2016

13600

10450

3150

3000 Shares of Apple preferred

12/12/2014

10/05/2016

219400

148300

71100

2100 Shares of Casco

8/14/2015

8/15/2016

62600

51950

10650

total

295600

210700

84900

Answer (b)

Wages

130000

Interest

6000

3000

Qualifying dividend

4000

0

Short term capital gain

1000

Short term capital gain bought forward

           (2,300)

0

Long term capital Gain

84900

Long term capital Gain distribution

900

Long term capital gain bought forward

           (4,800)

Other loss

           (6,000)

              75,000

AGI

            208,000

Less Itimized deductions

25000

Taxable Income

            183,000

We recommended that he should hold the shares of Apple preferred till next year.

Therefore, His taxable income go down and save the tax.

Answer (c)

Wages

130000

Interest

6000

3000

Qualifying dividend

4000

0

Short term capital gain

1000

Short term capital gain bought forward

          (82,300)

0

Long term capital Gain

84900

Long term capital Gain distribution

900

Long term capital gain bought forward

           (4,800)

Other loss

           (6,000)

              75,000

AGI

            208,000

Less Itimized deductions

25000

Taxable Income

            183,000

In this case we carry $ 81300 loss to next year.