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Problem #3 (Bankruptcy Pecking Order) Please give step by step answers At the ti

ID: 2425879 • Letter: P

Question

Problem #3 (Bankruptcy Pecking Order)

Please give step by step answers

At the time it defaulted on its interest payments and filed for bankruptcy, the McDaniel Mining Company had the following balance sheet (in thousands of dollars). The court, after trying unsuccessfully to reorganize the firm, decided that the only recourse was liquidation under Chapter 7. Sale of the fixed assets, which were pledged as collateral to the mortgage bondholders, brought in $400,000, while the current assets were sold for another $200,000. Thus, the total proceeds from the liquidation sale were $600,000. Trustee’s costs amounted to $50,000; no single worker was due more than $2,000 in wages; and there were no unfunded pension plan liabilities.

a.)How much will McDaniel’s shareholders receive from the liquidation?

b.)How much will the mortgage bondholders receive?

c.)Who are the other priority claimants in addition to the mortgage bondholders? How much will they receive from the liquidation?

d.)Who are the remaining general creditors? How much will each receive from the distribution before subordination adjustment? What is the effect of adjusting for subordination?

Current assets

$400

Accounts payable

$50

Net fixed assets

600

Accrued taxes

40

Accrued wages

30

Notes payable

180

Total current liabilities

$300

First-mortgage bonds

300

Second-mortgage bonds

200

Debentures

200

Subordinated debentures

100

Common stock

50

Retained earnings

(150)

Total assets

$1,000

Total claims

$1,000

Current assets

$400

Accounts payable

$50

Net fixed assets

600

Accrued taxes

40

Accrued wages

30

Notes payable

180

Total current liabilities

$300

First-mortgage bonds

300

Second-mortgage bonds

200

Debentures

200

Subordinated debentures

100

Common stock

50

Retained earnings

(150)

Total assets

$1,000

Total claims

$1,000

Explanation / Answer

Discharge of sale proceeds on priority basis:

Details

Amount

Proceeds:

Sale of Fixed assets

$ 200,000

Sale of current assets

$ 400,000

       Total Proceeds

$ 600,000

Discharge:

Trustee’s costs

$    50,000

Accrued Wages

$    30,000

First-mortgage bonds

$ 300,000

Second -mortgage bonds

$ 200,000

Debentures

$    20,000

       Total Discharge

$ 600,000

Answers from a through c are based on the above table.

(a)How much will McDaniel’s shareholders receive from the liquidation:

As per liquidation process, proceeds are distributed on priority basis and therefore nothing left for common stockholders.

(b)How much will the mortgage bondholders receive:

First mortgage bondholders and Second mortgage bondholders will receive $300,000 and $200,000 respectively.

(c)Who are the other priority claimants in addition to the mortgage bondholders? How much will they receive from the liquidation:

The next priority claimants after mortgage bondholders are debenture holders and he could receive $20,000 from the liquidation.

(d)Who are the remaining general creditors? How much will each receive from the distribution before subordination adjustment? What is the effect of adjusting for subordination:

The general creditors are listed below but as per the priority basis all the sale proceeds discharged on priority basis and general creditors got nothing left.

Working note:

Details

Amount

Debentures ($200,000 -$20,000)

$ 180,000

Subordinated debentures

$ 100,000

Common stock

$    50,000

Accrued taxes

$    40,000

Accounts payable

$    50,000

Notes payable

$ 180,000

Total of Unadjusted settlements

$ 600,000

Details

Amount

Proceeds:

Sale of Fixed assets

$ 200,000

Sale of current assets

$ 400,000

       Total Proceeds

$ 600,000

Discharge:

Trustee’s costs

$    50,000

Accrued Wages

$    30,000

First-mortgage bonds

$ 300,000

Second -mortgage bonds

$ 200,000

Debentures

$    20,000

       Total Discharge

$ 600,000

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