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Financial Statement Analysis Selected financial information for two moving and s

ID: 2415897 • Letter: F

Question

Financial Statement Analysis

Selected financial information for two moving and storage supply stores is provided below:

Balance Sheet:

Storage Central

Boxes Galore

Average Total Assets

$ 250,000

$ 150,000

Average Shareholders’ Equity

$ 172,000

$ 36,000

Income Statement:

Sales

$   78,000

$   124,000

Cost of Goods Sold

51,650

76, 325

Gross Profit

26,350

47,675

Operating Expenses

Advertising Expense

404

1,985

Repairs and Maintenance Expense

697

3,279

Salaries and Wages Expense

8,449

24,320

Depreciation Expense

3,200

4,280

Interest Expense

9,750

6,136

Total Expenses

22,500

40,000

Net Income

       $      3,850

      $      7,675

Required:

a) If you have $10,000 to invest, would you invest in Storage Central or Boxes Galore? Use three relevant ratios to support your answer.   More workspace is available on the following page. (See the formula sheet attached to the end of this exam to assist you in answering. Be sure to show all calculations and round to two decimal places.)

b) Calculate the debt to equity ratio for both stores. Which company would you choose to invest in now? Does this change your answer to (a) above? Explain.

Balance Sheet:

Storage Central

Boxes Galore

Average Total Assets

$ 250,000

$ 150,000

Average Shareholders’ Equity

$ 172,000

$ 36,000

Income Statement:

Sales

$   78,000

$   124,000

Cost of Goods Sold

51,650

76, 325

Gross Profit

26,350

47,675

Operating Expenses

Advertising Expense

404

1,985

Repairs and Maintenance Expense

697

3,279

Salaries and Wages Expense

8,449

24,320

Depreciation Expense

3,200

4,280

Interest Expense

9,750

6,136

Total Expenses

22,500

40,000

Net Income

       $      3,850

      $      7,675

Explanation / Answer

Solution.

1. Asset turnover ratio.

Formula = Net sales / Average total asset

Storage Central = $78,000 / $250,000 = 31.2

Boxes Galore = $124,000 / $150,000 = 82.66

2. Time interest earn ratio.

Formula = EBIT / Interest expense

Storage Central = $13,600 / $9,750 = 1.39

Boxes Galore = $13,811 / $6,136 = 2.25

3. Return on asset ratio.

Formula = Net income / Average total asset

Storage Central = 3,850 / $250,000 = 0.0154

Boxes Galore = 7,675 / $150,000 = 0.05116

Overall analysis of above three ratio result Boxes Galore is batter for investment point of view.

B. Calculation of the debt to equity ratio for both stores

Formula = Total libilities / Total Equity

Total libilities =

Storage Central = 250,000 x 2 = 500,000

Boxes Galore = 150,000 x 2 = 300,000

Debt to equity ratio =

Storage Central =   500,000 / 344,000 = 1.45

Boxes Galore = 300,000 / 72,000 = 4.16

According to this ratio Storage Central is batter for investment purpose.

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