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Selected financial data of two competittors, Home Depot and Lowe\'s are presente

ID: 2415100 • Letter: S

Question

Selected financial data of two competittors, Home Depot and Lowe's are presented here (All dollars are in millions). Suppose the data were taken from 2014 financial statement of each company.

                                                                            Home Depot                                                                    Lowe's

                                                                                                    Income Statement Data for year

Net Sales                                                            $77,349                                                                           $48,283

Cost of goods sold                                                51,352                                                                             31,556

Selling and Administrative expenses                      18,570                                                                             12,020

Interest expense                                                      696 239

Other income    74 45

Income taxes                                                        2,410                                                                               1,702

Net income                                                          $4,395                                                                              $2,809

                                                               Balance sheet Data (End of the year)

Current assets                                                     $14,674                                                                             $8,686

Non current assets                                              29,650                                                                               22,183

Total Assets                                                       $44,324                                                                            $30,869

Current liabilities                                                   $12,706                                                                             $7,751

Long-term liabilities                                               $13,904                                                                              $7,020

Total Stockholder Equity                                        17,714                                                                               16,098

Total Liabilities and Stockholders Equity                 $44,324                                                                              $30,869

Net Cash provided by Operating activities                $5,727                                                                                $4,347

Cash paid for Capital Expenditures                          $3,558                                                                                $4,010

Dividend paid                                                          $1,709                                                                                  $428

Average Shares outstanding                                     1,849                                                                                    1,481

Instructions

For each company compute these values and ratios

(a) working capital    (b)Current ratio (Round to two decimal places)     (c) Debt to assets ratio   (d) Free Cash flow   (e) Earning per share (f ) Compare liquidity, profitability and solvency of the two companies.

Explanation / Answer

Home Depot

Lowe's

a) Computation of Working Capital

Working Capital = Current Assets – Current Liabilities

Current Assets

$         14,674

$         8,686

Less: Current Liabilities

$         12,706

$         7,751

Working Capital

$           1,968

$             935

b) Computation of Current Ratio

Current Ratio = Current Asset/Current Liablities

Current Assets

$         14,674

$         8,686

Current Liabilities

$         12,706

$         7,751

Current Ratio (Current Asset/Current Liablities) (no.of times)

                 1.15

               1.12

c) Computation of Debt to Asset Ratio

Debt to Asset Ratio = Total Debt/Total Asset

Total Debt (Current + Long term liabilities)

$         26,610

$       14,771

Total Assets

$         44,324

$       30,869

Debt to Asset Ratio ( Total Debt/Total Asset)

60%

48%

d) Free CashFlow

Free Cashflow = Net Cash generated out of operations
- (less) Cash paid for capital expenditures

Net Cash generated out of operations

$           5,727

$         4,347

Less: Cash paid for capital expenditures

$           3,538

$         4,010

Free CashFlow

$           2,189

$             337

e) Earning per Share

Earning Per Share = Net Income (Profit) / No. of Shares outstanding

Net Income (Profit)

$           4,395

$         2,809

No. of Shares outstanding

               1,849

             1,481

Earning per Share

$              2.38

$            1.90

f)Compare liquidity, profitability and solvency of the two companies.

Liquidity: Both Companies Current Ratio, which shows the liquidity position of the company to pay off its current liablities are lower compared to Standard Current Ratio of 1.5:1. Home Depot is slightly better ratio with 1.15:1 compared to Lowe's 1.12:1

Profitability: Both Companies Gross Profit to Sales and Net Profit to Sales are not in much variatioLowe's is slightly better Gross Profit Ratio and Net Profit Ratio of 34.64% and 5.82% in comparision to Home Depot's 33.61% and 5.68% respetively.

Solvency: Lowe's has lesser % of Debt to Asset Ratio of 48% compared to Home Depot's 60%. Lowe's is better solvency ratio compared to Home Depot.

Home Depot

Lowe's

a) Computation of Working Capital

Working Capital = Current Assets – Current Liabilities

Current Assets

$         14,674

$         8,686

Less: Current Liabilities

$         12,706

$         7,751

Working Capital

$           1,968

$             935

b) Computation of Current Ratio

Current Ratio = Current Asset/Current Liablities

Current Assets

$         14,674

$         8,686

Current Liabilities

$         12,706

$         7,751

Current Ratio (Current Asset/Current Liablities) (no.of times)

                 1.15

               1.12

c) Computation of Debt to Asset Ratio

Debt to Asset Ratio = Total Debt/Total Asset

Total Debt (Current + Long term liabilities)

$         26,610

$       14,771

Total Assets

$         44,324

$       30,869

Debt to Asset Ratio ( Total Debt/Total Asset)

60%

48%

d) Free CashFlow

Free Cashflow = Net Cash generated out of operations
- (less) Cash paid for capital expenditures

Net Cash generated out of operations

$           5,727

$         4,347

Less: Cash paid for capital expenditures

$           3,538

$         4,010

Free CashFlow

$           2,189

$             337

e) Earning per Share

Earning Per Share = Net Income (Profit) / No. of Shares outstanding

Net Income (Profit)

$           4,395

$         2,809

No. of Shares outstanding

               1,849

             1,481

Earning per Share

$              2.38

$            1.90

f)Compare liquidity, profitability and solvency of the two companies.

Liquidity: Both Companies Current Ratio, which shows the liquidity position of the company to pay off its current liablities are lower compared to Standard Current Ratio of 1.5:1. Home Depot is slightly better ratio with 1.15:1 compared to Lowe's 1.12:1

Profitability: Both Companies Gross Profit to Sales and Net Profit to Sales are not in much variatioLowe's is slightly better Gross Profit Ratio and Net Profit Ratio of 34.64% and 5.82% in comparision to Home Depot's 33.61% and 5.68% respetively.

Solvency: Lowe's has lesser % of Debt to Asset Ratio of 48% compared to Home Depot's 60%. Lowe's is better solvency ratio compared to Home Depot.

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