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You have just been hired as a financial analyst for Lydex Company, a manufacture

ID: 2413464 • Letter: Y

Question

You have just been hired as a financial analyst for Lydex Company, a manufacturer of safety helmets. Your boss has asked you to perform a comprehensive analysis of the company’s financial statements, including comparing Lydex’s performance to its major competitors. The company’s financial statements for the last two years are as follows:

Lydex Company
Comparative Balance Sheet

This Year

Last Year

Assets

Current assets:

Cash

$

950,000

$

1,190,000

Marketable securities

0

300,000

Accounts receivable, net

2,660,000

1,760,000

Inventory

3,590,000

2,400,000

Prepaid expenses

260,000

200,000

Total current assets

7,460,000

5,850,000

Plant and equipment, net

9,500,000

9,040,000

Total assets

$

16,960,000

$

14,890,000

Liabilities and Stockholders' Equity

Liabilities:

Current liabilities

$

4,000,000

$

2,960,000

Note payable, 10%

3,660,000

3,060,000

Total liabilities

7,660,000

6,020,000

Stockholders' equity:

Common stock, $70 par value

7,000,000

7,000,000

Retained earnings

2,300,000

1,870,000

Total stockholders' equity

9,300,000

8,870,000

Total liabilities and stockholders' equity

$

16,960,000

$

14,890,000

Lydex Company
Comparative Income Statement and Reconciliation

This Year

Last Year

Sales (all on account)

$

15,850,000

$

13,480,000

Cost of goods sold

12,680,000

10,110,000

Gross margin

3,170,000

3,370,000

Selling and administrative expenses

1,704,000

1,600,000

Net operating income

1,466,000

1,770,000

Interest expense

366,000

306,000

Net income before taxes

1,100,000

1,464,000

Income taxes (30%)

330,000

439,200

Net income

770,000

1,024,800

Common dividends

340,000

512,400

Net income retained

430,000

512,400

Beginning retained earnings

1,870,000

1,357,600

Ending retained earnings

$

2,300,000

$

1,870,000

To begin your assignment you gather the following financial data and ratios that are typical of companies in Lydex Company’s industry:

Current ratio

2.4

Acid-test ratio

1.1

Average collection period

40

days

Average sale period

60

days

Return on assets

9.2

%

Debt-to-equity ratio

0.7

Times interest earned ratio

5.8

Price-earnings ratio

10

Lydex Company
Comparative Balance Sheet

This Year

Last Year

Assets

Current assets:

Cash

$

950,000

$

1,190,000

Marketable securities

0

300,000

Accounts receivable, net

2,660,000

1,760,000

Inventory

3,590,000

2,400,000

Prepaid expenses

260,000

200,000

Total current assets

7,460,000

5,850,000

Plant and equipment, net

9,500,000

9,040,000

Total assets

$

16,960,000

$

14,890,000

Liabilities and Stockholders' Equity

Liabilities:

Current liabilities

$

4,000,000

$

2,960,000

Note payable, 10%

3,660,000

3,060,000

Total liabilities

7,660,000

6,020,000

Stockholders' equity:

Common stock, $70 par value

7,000,000

7,000,000

Retained earnings

2,300,000

1,870,000

Total stockholders' equity

9,300,000

8,870,000

Total liabilities and stockholders' equity

$

16,960,000

$

14,890,000

Lydex Company
Comparative Income Statement and Reconciliation

This Year

Last Year

Sales (all on account)

$

15,850,000

$

13,480,000

Cost of goods sold

12,680,000

10,110,000

Gross margin

3,170,000

3,370,000

Selling and administrative expenses

1,704,000

1,600,000

Net operating income

1,466,000

1,770,000

Interest expense

366,000

306,000

Net income before taxes

1,100,000

1,464,000

Income taxes (30%)

330,000

439,200

Net income

770,000

1,024,800

Common dividends

340,000

512,400

Net income retained

430,000

512,400

Beginning retained earnings

1,870,000

1,357,600

Ending retained earnings

$

2,300,000

$

1,870,000

To begin your assignment you gather the following financial data and ratios that are typical of companies in Lydex Company’s industry:

Current ratio

2.4

Acid-test ratio

1.1

Average collection period

40

days

Average sale period

60

days

Return on assets

9.2

%

Debt-to-equity ratio

0.7

Times interest earned ratio

5.8

Price-earnings ratio

10


This Year Last Year a. Working capital b. The current ratio c. The acid-test ratio d. The average collection period e. The average sale period f. The operating cycle g. The total asset turnover days days days days days days

Explanation / Answer

Answer a.

This Year:

Working Capital = Current Assets - Current Liabilities
Working Capital = $7,460,000 - $4,000,000
Working Capital = $3,460,000

Last Year:

Working Capital = Current Assets - Current Liabilities
Working Capital = $5,850,000 - $2,960,000
Working Capital = $2,890,000

Answer b.

This Year:

Current Ratio = Current Assets / Current Liabilities
Current Ratio = $7,460,000 / $4,000,000
Current Ratio = 1.87

Last Year:

Current Ratio = Current Assets / Current Liabilities
Current Ratio = $5,850,000 / $2,960,000
Current Ratio = 1.98

Answer c.

This Year:

Acid-test Ratio = (Current Assets - Prepaid Expenses - Inventory) / Current Liabilities
Acid-test Ratio = ($7,460,000 - $260,000 - $3,590,000) / $4,000,000
Acid-test Ratio = 0.90

Last Year:

Acid-test Ratio = (Current Assets - Prepaid Expenses - Inventory) / Current Liabilities
Acid-test Ratio = ($5,850,000 - $200,000 - $2,400,000) / $2,960,000
Acid-test Ratio = 1.10

Answer d.

This Year:

Average Collection Period = 365 * Accounts Receivable / Sales
Average Collection Period = 365 * $2,660,000 / $15,850,000
Average Collection Period = 61.26 days

Last Year:

Average Collection Period = 365 * Accounts Receivable / Sales
Average Collection Period = 365 * $1,760,000 / $13,480,000
Average Collection Period = 47.66 days

Answer e.

This Year:

Average Sales Period = 365 * Inventory / Cost of Goods Sold
Average Sales Period = 365 * $3,590,000 / $12,680,000
Average Sales Period = 103.34 days

Last Year:

Average Sales Period = 365 * Inventory / Cost of Goods Sold
Average Sales Period = 365 * $2,400,000 / $10,110,000
Average Sales Period = 86.65 days

Answer f.

This Year:

Operating Cycle = Average Collection Period + Average Sales Period
Operating Cycle = 61.26 days + 103.34 days
Operating Cycle = 164.60 days

Last Year:

Operating Cycle = Average Collection Period + Average Sales Period
Operating Cycle = 47.66 days + 86.65 days
Operating Cycle = 134.31 days

Answer g.

This Year:

Total Asset Turnover = Sales / Total Assets
Total Asset Turnover = $15,850,000 / $16,960,000
Total Asset Turnover = 0.93

Last Year:

Total Asset Turnover = Sales / Total Assets
Total Asset Turnover = $13,480,000 / $14,890,000
Total Asset Turnover = 0.91

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