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Julia?, a single? taxpayer, has adjusted gross income of $50,000?, medical expen

ID: 2403294 • Letter: J

Question

Julia?, a single? taxpayer, has adjusted gross income of $50,000?, medical expenses of $15,000?, home mortgage interest of $4,250?, property taxes of $2,700?, and miscellaneous itemized deductions of $3,300.

STANDARD DEDUCTION

Filing Status

Married individuals filing joint returns and surviving spouses

$12,200

Heads of households

8,950

Unmarried individuals (other than surviving spouses and heads of households)

6,100

Married individuals filing separate returns

6,100

Additional standard deduction for the aged and the blind

Individual who is married and surviving spouses

1,200

*

Individual who is unmarried and not a surviving spouse

1,500

*

Taxpayer claimed as dependent on another taxpayer’s return: Greater of (1) earned income plus $350 or (2) $1,000.

* These amounts are $2,400 and $3,000, respectively, for a taxpayer who is both aged and blind.

PERSONAL AND DEPENDENCY EXEMPTION AND PHASE-OUTS

Personal and dependency exemption

3,900

Phase-outs for high income taxpayers:

Personal and dependency exemptions are reduced by 2% for each $2,500 increment (or part of increment)

for AGI above the threshold amount.

Itemized deductions are reduced by 3% for each dollar of AGI above the threshold amounts (taxpayers cannot

lose more than 80% of their allowable itemized deductions).

For both provisions, the AGI threshold amounts are:

Married individuals filing joint returns and surviving spouses

$300,000

Heads of households

275,000

Unmarried individuals (other than surviving spouses and heads of households)

250,000

Married individuals filing separate returns

150,000

STANDARD DEDUCTION

Filing Status

Married individuals filing joint returns and surviving spouses

$12,200

Heads of households

8,950

Unmarried individuals (other than surviving spouses and heads of households)

6,100

Married individuals filing separate returns

6,100

Additional standard deduction for the aged and the blind

Individual who is married and surviving spouses

1,200

*

Individual who is unmarried and not a surviving spouse

1,500

*

Taxpayer claimed as dependent on another taxpayer’s return: Greater of (1) earned income plus $350 or (2) $1,000.

* These amounts are $2,400 and $3,000, respectively, for a taxpayer who is both aged and blind.

Explanation / Answer

Married individuals filing joint returns and surviving spouses

$12,200

Heads of households

8,950

Unmarried individuals (other than surviving spouses and heads of households)

6,100

Married individuals filing separate returns

6,100

Additional standard deduction for the aged and the blind

Individual who is married and surviving spouses

1,200

*

Individual who is unmarried and not a surviving spouse

1,500

*

Taxpayer claimed as dependent on another taxpayer’s return: Greater of (1) earned income plus $350 or (2) $1,000.

* These amounts are $2,400 and $3,000, respectively, for a taxpayer who is both aged and blind.

PERSONAL AND DEPENDENCY EXEMPTION AND PHASE-OUTS

Personal and dependency exemption

3,900

Phase-outs for high income taxpayers:

Personal and dependency exemptions are reduced by 2% for each $2,500 increment (or part of increment)

for AGI above the threshold amount.

Itemized deductions are reduced by 3% for each dollar of AGI above the threshold amounts (taxpayers cannot

lose more than 80% of their allowable itemized deductions).

For both provisions, the AGI threshold amounts are:

Married individuals filing joint returns and surviving spouses

$300,000

Heads of households

275,000

Unmarried individuals (other than surviving spouses and heads of households)

250,000

Married individuals filing separate returns

150,000

Married individuals filing joint returns and surviving spouses

$12,200

Heads of households

8,950

Unmarried individuals (other than surviving spouses and heads of households)

6,100

Married individuals filing separate returns

6,100

Additional standard deduction for the aged and the blind

Individual who is married and surviving spouses

1,200

*

Individual who is unmarried and not a surviving spouse

1,500

*

Taxpayer claimed as dependent on another taxpayer’s return: Greater of (1) earned income plus $350 or (2) $1,000.

* These amounts are $2,400 and $3,000, respectively, for a taxpayer who is both aged and blind.