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1. [ROA and ROE models and Ratio Components] The Salza Technology Corporation su

ID: 2342977 • Letter: 1

Question

1.     [ROA and ROE models and Ratio Components] The Salza Technology Corporation successfully increased its “top line” sales from $375,000 in 2012 to $450,000 in 2013. Net income also increased as did the venture’s total assets. You have been asked to compare the financial performance between the two years.

Salza Technology Corporation

Annual Income Statements (in $ Thousands)

2012

2013

Net sales

$375

$450

Less: Cost of goods sold

-225

-270

Gross profit

150

180

Less: Operating expenses

-46

-46

Less: Depreciation

-25

-30

Less: Interest

-4

-4

Income before taxes

75

100

Less: Income taxes

-20

-30

Net income

$ 55

$70

Cash dividends

$ 17

$ 20

Balance Sheets as of December 31 (in $ Thousands)

2012

2013

Cash

$ 39

$ 16

Accounts receivable

50

80

Inventories

151

204

Total current assets

240

300

Gross fixed assets

200

290

Less accumulated depreciation

95

125

Net fixed assets

105

165

Total assets

$345

$465

Accounts payable

$ 30

$ 45

Bank loan

20

27

Accrued liabilities

10

23

Total current liabilities

60

95

Long-term debt

15

15

Common stock

85

120

Retained earnings

185

235

Total liabilities and equity

$345

$465

A.     Calculate the net profit margin and the sales-to-total assets ratio for Salza for 2013 using average total assets. Also calculate the return on total assets in 2013 using average total assets.

           

B.     Calculate the ratios in the ROA model for both 2012 and 2013 using year-end total assets. Comment on any financial ratio differences.

      

C.    Expand the 2013 ROA model discussed in Part A into an ROE model that includes financial leverage as measured by the equity multiplier. Use average owners’ or stockholders’ equity in your calculation.

     

D.    Expand the 2012 and 2013 ROA model calculations in Part B into ROE models based on year-end owners’ or stockholders’ equity amounts.

2012

2013

Net sales

$375

$450

Less: Cost of goods sold

-225

-270

Gross profit

150

180

Less: Operating expenses

-46

-46

Less: Depreciation

-25

-30

Less: Interest

-4

-4

Income before taxes

75

100

Less: Income taxes

-20

-30

Net income

$ 55

$70

Cash dividends

$ 17

$ 20

Explanation / Answer

A. Net Profit margin ratio = NI/sales = 70/450 = 15.56% Sales to Total Assets ratio (Total Assets turnover ratio) = 450/(345+465)/2 = 1.11 Return on total assets = NI /ATA = 70 / (345+465)/2 = 17.28% B. Under ROA Model contains following : ROA = NI / TA = ROE ratio / Leverage ratio = (NI/Equity) / (TA/Equity) = 2012 = ROA = 55/(85+185) / [345/(85+185)] = 55 / 345 = 15.94% 2013 = ROA = 70/(120+235) / (465/(120+235)) = 70/435 = 16.09% The Income has been appreciated more than assets in 2013, which provides us with higher ROA as comparable to 2012. C. : ROA = NI / TA = ROE / Leverage = (NI/Equity) / (TA/Equity) = ROA = 70/[(85+185+120+235)/2)] / [(345+465)/2] / [(85+185+120+235)/2)] = 70/435 = 16.09% (70/312.5) / (405/312.5) = 17.28% D. Expanding ROA Model following ratios of Part B: ROA = NI / TA or   ROE ratio / Leverage ratio = (NI/Equity) / (TA/Equity) = 2012 = ROA = 55/(85+185) / [345/(85+185)] = 55 / 345 = 15.94% 2013 = ROA = 70/(120+235) / (465/(120+235)) = 70/435 = 16.09%