As an example of the intersection of race, class and gender, let\'s look at the

Question

As an example of the intersection of race, class and gender, let's look at the financial situation of older Black women. Because African Americans are less likely to receive private pensions, have 401(k) plans or have substantial savings, social security benefits are critical for the livelihood of black senior citizens. African American women over age 65 rely on social security for about 54 percent of their income on average. This is a very different picture than women from other racial/ethnic groups. What factors do you think contribute to this difference?

Explanation / Answer

Social securities comprehensive benefits are really crucial for the African Americans. As we know that social security provides vital income support to black families who face the challenges of death, disability, or retirement. Becauselarge number of African Americans come from backward class backgrounds which include poverty, poor health, high unemployment, low skills and low education there lives are vastly different from the lives of whites. These differences are being witnessed in how African Americans use social security.Social Security's disability insurance benefits are critical for African American who are nearly 13% of the population but 17% of all security disability recipients.

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