1).Distinguish between three different viewpoints of the quality of health care
ID: 1219883 • Letter: 1
Question
1).Distinguish between three different viewpoints of the quality of health care and provide examples of the types of care that would be considered indicators of quality for each viewpoint.
2)Specify a relationship between health care and health.
3).Why is health insurance important? Discuss what happens when people over insure or under insure.
4). What is the difference between individual and population health? What perspective would the physician use and what perspective would the policy maker use? Explain.
Explanation / Answer
3.
Health insurance is the coverage of medical expense and/or hospitalization expense which is otherwise has to pay the insured from pocket. Therefore, health insurance is important because of reducing expense burden of insured.
Over insure means an insurance policy that has higher amount of insurance coverage which is not necessarily required for the insured. In this case the insured has to pay higher amount of insurance premium.
Under insurance means an insurance policy that has lower amount of insurance coverage which might not be sufficient for the insured. Since the coverage is low, the insured has to pay the rest of the amount from own pocket. Therefore, the expense-burden is still there although there is insurance.
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