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As the largest employer in a small town, I may be more likely to take business r

ID: 1211783 • Letter: A

Question

As the largest employer in a small town, I may be more likely to take business risks because, if the company struggles, I might expect the local government to provide financial assistance. This situation reflects which of the following?

a principal-agent problem that becomes a moral hazard problem

a moral hazard problem

a principal-agent problem

an adverse selection problem

e. a moral hazard problem that becomes an adverse selection problem

a.

a principal-agent problem that becomes a moral hazard problem

b.

a moral hazard problem

c.

a principal-agent problem

d.

an adverse selection problem

e.

e. a moral hazard problem that becomes an adverse selection problem

Explanation / Answer

Ans: a moral hazard problem

Explanation: Moral hazard is a situation in which one party gets involved in a risky event knowing that it is protected against the risk and the other party will incur the cost. It arises when both the parties have incomplete information about each other.