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Exercise 3 Arter Ahmed has finished his degree at the AUK at an age of 25. he de

ID: 1173400 • Letter: E

Question

Exercise 3 Arter Ahmed has finished his degree at the AUK at an age of 25. he deid yesss in his job as an electrical engineer. With the age of capital of 15,000 KD to open his office SO he likes to work as a consultant. He needs But to be on the safe side (because at the beginning he does not does have any income) he wants ave a retirement of 24,000 KD/year for the next 20 years from a capita he has to safe now ow much money he has to save from now per year at an interest rate of 5% to realize his opini ggest an interest rate of 5% as well after the first 25 years.

Explanation / Answer

After 25 years, present worth (PW) of retirement income = 24,000 x P/A(5%, 20) = 24,000 x 12.4622**

= 299,093

Total required amount after 25 years = 299,093 + 15,000 = 314,093

Required annual saving = 314,093 / F/A(5%, 25) = 314,093 / 47.7271** = 6,581.02

**From P/A and F/A factor tables