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1. Bill lends Joann $1,000 for a year at a nominal interest rate of 5 %. If both

ID: 1145702 • Letter: 1

Question

1. Bill lends Joann $1,000 for a year at a nominal interest rate of 5 %. If both Bill and Joann expect the inflation rate to be 3 % next year, then the real rate of interest is

A. 15 %.

B. 8 %.

C. 2 %.

D. 2 %.

2. The following table contains information for the U.S. for 2004.

U.S. Economy:

20042004

Thousands of Persons

Civilian labor force

147,390

Civilian employment   

139,248

Civilian working-age population

223,318

Compute the unemployment rate and the labor force participation rate.

A.Unemployment rate = 9.45 percent; Labor force participation rate = 66.0 percent.

B. Unemployment rate = 5.52 percent; Labor force participation rate = 66.0 percent.

C. Unemployment rate = 5.52 percent ; Labor force participation rate = 94.48 percent.

D. Unemployment rate = 3.65 percent; Labor force participation rate = 48.8 percent.

U.S. Economy:

20042004

Thousands of Persons

Civilian labor force

147,390

Civilian employment   

139,248

Civilian working-age population

223,318

Explanation / Answer

1. Here we use the Fishers equation. Thus the real interest rate is 2%. The correct answer is D.

2. The correct answer is B. The labour force are all people willing and able to work. The correct answer is B.