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the Plan of one should pay off the debt in a number of equal way to-pay off 1dan

ID: 1134893 • Letter: T

Question

the Plan of one should pay off the debt in a number of equal way to-pay off 1dans on automobiles, house mortgages, etc. A friend of yours has financed $23,000 on the purchase of a new automobile, and the annual interest rate is 24% (2% aver a 60-month loan period will be how much? b. How mych interest.and principal willbe paid within three month of this loan? the icon to vie he interest and annuity table for discrete compounding when i #2% per month. a. The monthly payment over a 60-month loan period is (Round to the nearest cent.)

Explanation / Answer

a.

The monthly EMI calculator (Principal*interest*(1+interest)^no of months))/(((1+interest)^n)-1)
=(23000*0.02*(1+0.02)^60)/(((1+0.02)^60)-1)
=$661.66

b. So for 3 months interest is $1367.82 and principal is $617.16

Month

Outstanding amount

Principal

Interest

EMI

For 3 months Principal

For 3 months Interest

1

23000.00

201.66

460.00

661.66

2

22798.34

205.69

455.97

661.66

3

22592.65

209.81

451.85

661.66

617.16

1367.82

Month

Outstanding amount

Principal

Interest

EMI

For 3 months Principal

For 3 months Interest

1

23000.00

201.66

460.00

661.66

2

22798.34

205.69

455.97

661.66

3

22592.65

209.81

451.85

661.66

617.16

1367.82