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1. The financial system is primarily a means through which a-funds are transferr

ID: 1110238 • Letter: 1

Question

1. The financial system is primarily a means through which

a-funds are transferred from savers to borrowers

b-the government puts into operation its plans for the economy.

c-business companies distribute their products

2*Economists define risk as:

a-the difference between domestic interest rates and foreign interest rates.

b-the possibility that the value of the financial assets are different from what you expected.

c-the ease at which an asset can be exchanged for other assets or other goods and services

3*Economists define liquidity as:

a-the difference between the performance of an asset and the long-term yield of a Treasury bond.

b-the fraction of an investor's portfolio that consists of an asset.

c-the relative ease and speed with which an asset can be exchanged for money.

4*If the foreign interest rate rises

a-the demand for domestic currency drops, causing its depreciation.

b-the demand for domestic currency rises, causing its depreciation.

c-the demand for domestic currency falls, causing its appreciation.

5* If a commercial bank lends all its available funds, it runs the risk of

a-insolvency.

b-illiquidity.

c-not have utilities

6. In addition to the Board of Governors, how many Regional Banks does the Federal Reserve System have?

a-4

b-10

c-12

7. The maximum amount of money that a commercial bank can lend is equal to

a-Total deposits.

b-total reserves.

c-total excess reserves.

8. A transfer of the aggregate demand curve AD

a-to the right is considered expansive and to the left contractive.

b-to the right or to the left is considered contractive.

c-to the right or to the left is considered expansive.

10. The aggregate supply curve represents the level of product that producers want to sell to

a-each level of interest rate.

b-each level of real GDP.

c-each level of price

11.A central bank may be reluctant to see its currency appreciate because

a-the decrease in import prices contributes to inflation.

b-the fall in export prices would be inflationary.

c-the goods of the country become less competitive in the world market

Explanation / Answer

Ans)

1. The financial system is primarily a means through which
a-funds are transferred from savers to borrowers
A financial system is a system where there is a transfer of funds from those who lend to those who need them.

2.
b-the possibility that the value of the financial assets are different from what you expected.
Risk is defined as the possibility of a different value of asset than that percieved.

3.
c-the relative ease and speed with which an asset can be exchanged for money.
Liquidity in very easy terms means the ease with which something can be exchnaged for money.

4
a-the demand for domestic currency drops, causing its depreciation.
If the demand for a currency increases its value increases.